634 Formosa Pl, Bartow, FL 33830 Property Records

Polk County property record for 634 Formosa Pl, Bartow, FL 33830

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,459 sqft · built 1952
Lot Size0.274 acres (11,922 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (May 2026)
Tax Bill$197 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN25-30-07-400400-000060

Property Details

APN / Parcel Number

Primary APN25-30-07-400400-000060
Alternative APNs
  • 073025400400000060
  • 73025000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,459 sqft Living Area
1st Floor Area1,459 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialOther
Lot Area11,922 sqft (0.274 acres)
Lot Dimensions165 ft deep x 76 ft wide
View / LotCommercial/Industrial
Garage TypeDetached
Garage Area256 sqft
PorchScreened/Unfinished Porch
Porch Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address634 FORMOSA PL
CityBARTOW
StateFL
Zip33830-6359
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionRESUB PART BLK 1 AZALEA PARK PB 35 PG 1 LOT 6
Legal Range25E
Legal Township30S
Legal Section07
Legal SubdivisionAZALEA PARK RESUBDIVISION BLK 1
Legal Tract400400
Legal Block1
Legal Lot Number6
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group1
Census Block1012
Census Tract15101

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address634 FORMOSA PL, BARTOW, FL 33830-6359
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
May 8, 2026Warranty Deed, Transfer · FHA Mortgage
ZILLOW HOME LOANS LLC
Jun 16, 2017Deed of Trust, Mortgage
USAA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2026 · Amount on Record
Deed SaleMay 8, 2026 · Amount on Record
Prior SaleJun 8, 2007 · Amount on Record
Deed Document Number2026110172
Deed Book / Page13989 / 2184
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 8, 2026
Property Address634 FORMOSA PL, BARTOW, FL 33830-6359
Document Number0000110172
Book / Page13989 / 2184
Instrument DateMay 2, 2026
Instrument2026.110172
Transaction TypeTransfer
Record UpdatedMay 21, 2026
Title CompanyTRUE TITLE, TRULY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$201,495.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address634 FORMOSA PL, BARTOW, FL 33830-6359

Mortgage

Document Number0000110173,
DateMay 8, 2026
Instrument2026..110173
Lender
NameZILLOW HOME LOANS LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.38%
Max Rate-1%

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address634 FORMOSA PL, BARTOW, FL 33830-6359
Document Number0101832084
Book / Page010183 / 002084
Instrument DateJun 16, 2017
Transaction TypeMortgage
Record UpdatedJul 11, 2017
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address634 FORMOSA PL BARTOW FL 338306359, BARTOW, FL 33830-6359

Mortgage

Document Number0101832084
DateJun 22, 2017
Book Page010183/002084
Instrument119190
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
AmountAmount Recorded
Term180 Months
DueJun 21, 2032

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBartow City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$47,092 (+2.7%)$210,611 (+3.21%) Land $20,922 Building $189,689
2025$197.00 (-66.95%) Homeowner's exemption Veteran's exemption$45,854 (+5.99%)$204,062 (-0.7%) Land $20,922 Building $183,140
2024$596.00 (+23.14%)
2023$484.00 (+40.7%) Homeowner's exemption$43,264 (+3%)$205,500 (+4.69%) Land $20,326 Building $185,174
2022$344.00 Homeowner's exemption$42,004$196,293 Land $16,999 Building $179,294

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BARTOW
serves 21,501 people · EPA ID FL6530315
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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