634 Falconer Rd, Joppa, MD 21085 Property Records

Harford County property record for 634 Falconer Rd, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,852 sqft · built 1997
Lot Size	0.213 acres (9,276 sqft)
Owner	2 Individual Names on File
Last Sale	$164,350 (Sep 1997)
Tax Bill	$3,267 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-289705`

Property Details

APN / Parcel Number

Primary APN	`01-289705`
Alternative APNs	`1289705` `289705`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,852 sqft Total Area
Basement Area	440 sqft
Finished Basement	440 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,276 sqft (0.213 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	288 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	289705
Street Address	634 FALCONER RD
City	JOPPA
State	MD
Zip	21085-5407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 32 9276 SF 634 FALCONER ROAD LOHR'S ORCHARD P 84/10
Legal Subdivision	PLAT II SECTION I LOHRS ORCHARD
Legal Lot Number	32
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2000
Census Tract	301401

Owner

Source: Harford County records · APN 01-289705

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	634 FALCONER RD, JOPPA, MD 21085-5407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 1997 · Amount on Record
Deed Sale	Sep 16, 1997 · Amount on Record
Prior Sale	Mar 28, 1997 · Amount on Record
Deed Document Number	1997478
Deed Book / Page	2568 / 508
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	634 FALCONER RD, JOPPA, MD 21085-5407
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149050303
Date	Jul 19, 2021
Book Page	14905/303

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	GLEN BURNIE, MD 21060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2036

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,900 (+27.38%) Land $84,300 Building $265,600	$349,900 (+27.38%) Land $84,300 Building $265,600
2025	$3,267.00 (+10.63%)
2023		$274,700 Land $84,300 Building $190,400	$274,700 Land $84,300 Building $190,400
2022	$2,953.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 7 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force 5 of 7 on primary residences
Nearby Flood Claims	2 (1996–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025, rainfall accumulation

Wildfire

Wildfire Risk	Low above 7% of the US · above 15% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.