634 Earls Loop, Spencer, TN 38585 Property Records

Van Buren County property record for 634 Earls Loop, Spencer, TN 38585 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1987
Square Footage	925 sqft Living Area
Lot Size	43,560 sqft (1 acres)
Garage	Carport
Occupancy	Owner Occupied
Last Sale	$50,000 (2020)
Tax Bill	$348.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`088037 01416`
Alternative APN	`037 01416`

Interior

Full Baths	1 Baths
Building Area	925 sqft Living Area
1st Floor	925 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Paneling Interior Structure

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1987
Exterior Material	Siding Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	43,560 sqft (1 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Exterior Amenities

Patio Area	364 sqft Patio
Porch	Porch
Porch Area	144 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	None Cooling
Sewage	Sewage Connected
Water Source	Commercial Water Source

Location & Zoning

Street Address	634 EARLS LOOP
City	SPENCER
State	TN
Zip	38585-4002
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03 MINERAL TRACT 46-1MG, COUNTY AREA: R03
Legal Tract	46
Jurisdiction	VAN BUREN TN
Minor Civil Division	3
Census Blockgroup	2
Census Block	2043
Census Tract	925000

Owner

Source: Van Buren County records · APN 088037 01416

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	634 EARLS LOOP, SPENCER, TN 38585-4002
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 12, 2020 · Amount on Record
Deed Sale	Nov 12, 2020 · Amount on Record
Deed Doc Number	20001190
Deed Book / Page	RB107 / 851
Record Refreshed	Jun 08, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN TN
Recording Date	Nov 12, 2020
Property Address	634 EARLS LOOP, SPENCER, TN 38585-4002
Document Number	RB107/851
Book / Page	RB107 / 851
Instrument Date	Nov 02, 2020
Instrument	20001190
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 EARLS LOOP, SPENCER, TN 38585-4002

Mortgage

Document Number	20001191
Date	Nov 12, 2020
Instrument	20001191

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 02, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Van Buren County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Van Buren County
Unified School District	Van Buren County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$348.00	$14,500 (-) Land $2,250 Building $12,250
2024	$348.00	$14,500 (-) Land $2,250 Building $12,250
2023	$348.00	$14,500 (-) Land $2,250 Building $12,250
2022	$348.00	$14,500 Land $2,250 Building $12,250	$58,000 (-) Land $9,000 Building $49,000
2021			$58,000 Land $9,000 Building $49,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Van Buren County (47175C), updated April 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 79% of Tennessee
Wildfire Likelihood	About 1 in 585 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.