634 E Main St, Xenia, OH 45385 Property Records

Greene County property record for 634 E Main St, Xenia, OH 45385

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1900
Lot Size	0.017 acres (780 sqft)
Owner	Company Name on Record
Last Sale	$49,000 (Aug 2025)
Tax Bill	$740 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2025 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`M40-0002-0008.0-0340.00`

Property Details

APN / Parcel Number

Primary APN	`M40-0002-0008.0-0340.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	780 sqft (0.017 acres)
Lot Dimensions	156 ft deep x 51 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	634 E MAIN ST
City	XENIA
State	OH
Zip	45385-3227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENNET'S ADD VAC ALLEY LOT 3 E 1/2 5X156 ALY ES 634 E MAIN ST
Legal Subdivision	BENNET'S ADD
Legal Lot Number	3
Jurisdiction	GREENE OH
Township / Civil Division	XENIA
Census Block Group	4
Census Block	4022
Census Tract	240600

Owner

Source: Greene County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2983 E HOOP RD, XENIA, OH 45385-9611
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC
Apr 28, 2025	Sheriff's Deed, Foreclosure TORRANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2025 · Amount on Record
Deed Sale	Aug 14, 2025 · Amount on Record
Prior Sale	Apr 28, 2025 · Amount on Record
Deed Document Number	202512492
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	634 E MAIN ST, XENIA, OH 45385-3227
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2983 E HOOP RD, XENIA, OH 45385-9611

Mortgage

Document Number	0000004449
Date	Mar 24, 2026
Instrument	2026004449

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	1920 MAIN ST STE 1200, IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

April 2025: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	GREENE OH
Recording Date	Apr 28, 2025
Property Address	634 E MAIN ST, XENIA, OH 45385-3227
Document Number	0000006090
Map Reference	CAB 31 PG 44A
Instrument Date	Apr 23, 2025
Instrument	2025006090
Transaction Type	Foreclosure
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 COUNTRY PLACE CT, XENIA, OH 45385-8701
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006223
Date	Apr 28, 2025
Instrument	2025006223

Lender

Name	TORRANS LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
Municipality	Xenia City
Unified School District	Xenia Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$740.00	$17,440 (-) Land $2,170 Building $15,270
2024		$17,440 (-) Land $2,170 Building $15,270
2023	$740.00	$17,440 (+39.07%) Land $2,170 Building $15,270	$49,840 (+39.06%) Land $6,200 Building $43,640
2022	$740.00	$12,540 Land $1,970 Building $10,570
2020			$35,840 Land $5,630 Building $30,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA CITY PWS serves 29,000 people · EPA ID OH2902812
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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