634 E Academy St, Owatonna, MN 55060 Property Records

Steele County property record for 634 E Academy St, Owatonna, MN 55060 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1914
Square Footage1,624 sqft Living Area
Lot Size10,890 sqft (0.25 acres)
OccupancyOwner Occupied
Last Sale$205,500 (2024)
Tax Bill$2,916.00 (2026)

Property Details

APN / Parcel Number

Primary APN17-136-0506

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Building Area1,624 sqft Living Area
Stories1 Story

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Exterior MaterialAsbestos
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Parking Spaces1 Parking Space
Garage TypeDetached
Garage Area240 sqft Garage

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address634 E ACADEMY ST
CityOWATONNA
StateMN
Zip55060-3104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK 5 LOT 6 RE-PLAT OF HIGHLAND PARK ADDN & S1/2 OF VACATED ALLEY
Legal SubdivisionPARK ADDN
Legal Block5
Legal Lot Number6
JurisdictionSTEELE MN
Township / Civil DivisionOWATONNA
Census Block Group2
Census Block2027
Census Tract960200

Owner

Source: Steele County records · APN 17-136-0506

Assessment roll updated September 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address634 E ACADEMY ST, OWATONNA, MN 55060-3104
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 06, 2024Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MTG CORP
Mar 11, 2021Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
May 31, 2019Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 04, 2024 · Amount on Record
Deed SaleMar 04, 2024 · Amount on Record
Prior SaleMay 31, 2019 · Amount on Record
Deed Document Number20241626351
Record UpdatedSep 20, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEELE MN
Recording DateMar 06, 2024
Property Address634 E ACADEMY ST, OWATONNA, MN 55060-3104
Document NumberA000451547
Instrument DateFeb 28, 2024
InstrumentA000451547
Transaction TypeTransfer
Record UpdatedMar 21, 2024
Title CompanyNEAR NORTH TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$678.15
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address634 E ACADEMY ST, OWATONNA, MN 55060-3104

Mortgage

Document NumberA000451548
DateMar 06, 2024
InstrumentA000451548
Lender
NameFAIRWAY INDEPENDENT MTG CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEELE MN
Property Address634 E ACADEMY ST, OWATONNA, MN 55060-3104
Transaction TypeMortgage
Record UpdatedMay 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000434952
DateMar 11, 2021
InstrumentA000434952
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051
Interest
Rate TypeFixed Rate

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEELE MN
Recording DateMay 31, 2019
Property Address634 E ACADEMY ST, OWATONNA, MN 55060-3104
Document NumberA000423923
Instrument DateMay 30, 2019
InstrumentA000423923
Transaction TypeTransfer
Record UpdatedSep 10, 2021
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$534.60
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address634 E ACADEMY ST, OWATONNA, MN 55060-3104

Mortgage

Document NumberA000423924
DateMay 31, 2019
InstrumentA000423924
Lender
NameMORTGAGE RESEARCH CENTER LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Steele County records · Assessment roll updated September 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySteele County
MunicipalityOwatonna City
Unified School DistrictOwatonna Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,916.00 (+6.66%)
2025$215,200 (+18.24%) Land $39,200 Building $176,000$215,200 (+18.24%) Land $39,200 Building $176,000
2023$2,734.00 Homeowner's exemption$182,000 Land $27,700 Building $154,300$182,000 Land $27,700 Building $154,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Steele County (27147C), updated November 11, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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