634 E 8th Ct, Panama City, FL 32401 Property Records

Bay County property record for 634 E 8th Ct, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,524 sqft · built 1999
Lot Size0.171 acres (7,492 sqft)
OwnerOwner Name on Record
Tax Bill$942 (2025)
Flood ZoneZone X (minimal risk)
APN17914-000-000

Property Details

APN / Parcel Number

Primary APN17914-000-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,524 sqft Heated Area
Gross Area1,719 sqft
1st Floor Area1,524 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,492 sqft (0.171 acres)
Lot Dimensions125 ft deep x 60 ft wide
Garage Area400 sqft
DrivewayDriveway
Driveway Area384 sqft
PorchPorch
Porch Area195 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address634 E 8TH CT
CityPANAMA CITY
StateFL
Zip32401-3544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC04
Legal DescriptionSTILLMAN HEIGHTS LOTS 49,50 ORB 1446 P 1729
Legal Range14W
Legal Township04S
Legal Section04
Legal SubdivisionSTILLMAN HEIGHTS
Legal Lot Number49,50 50
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2037
Census Tract1600

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing AddressPO BOX 533, PANAMA CITY, FL 32402-0533
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 29, 2004
Transfer Doc0025201553
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$942.00 (-16.86%) Homeowner's exemption Disabled Person's exemption$106,734 (+5.99%)$138,141 (+15.04%) Land $18,048 Building $120,093
2023$1,133.00 (-6.44%) Homeowner's exemption Disabled Person's exemption$100,705 (+3%)$120,086 (+14.97%) Land $15,228 Building $104,858
2022$1,211.00 Homeowner's exemption$97,772$104,452 Land $11,336 Building $93,116

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims9 (2008–2023)
Claims Outside the SFHA6 of 9
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Hurricane Michael, Oct 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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