Monroe County property record for 634 E 4th St, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1963 |
| Square Footage | 1,222 sqft Living Area |
| Lot Size | 110,207 sqft (2.53 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $2,021.00 (2024) |
| Primary APN | 08-30-200-011-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 1,222 sqft Living Area |
| 1st Floor | 1,222 sqft 1st Floor |
| Basement Area | 1,222 sqft Basement |
| Unfinished Basement | 1,222 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 110,207 sqft (2.53 acres) |
| Patio Area | 144 sqft Patio |
| Porch Area | 384 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 634 E 4TH ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1644 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PART LOT 15 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Lot Number | 15 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 7 |
| Census Blockgroup | 2 |
| Census Block | 2014 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-30-200-011-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 634 E 4TH ST, WATERLOO, IL 62298-1644 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $81,880 (+34.78%) Land $19,450 Building $62,430 | $245,640 (+34.78%) Land $58,350 Building $187,290 | |
| 2024 | $2,021.00 | ||
| 2022 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $60,750 Land $19,450 Building $41,300 | $182,250 Land $58,350 Building $123,900 |
634 E 4th St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Monroe County (17133C), updated August 18, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 34th in Illinois |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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