634 Downing Dr, Richardson, TX 75080 Property Records

Dallas County property record for 634 Downing Dr, Richardson, TX 75080

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,309 sqft · built 1954
Lot Size	0.191 acres (8,314 sqft)
Owner	Individual Name on Record
Last Sale	$391,900 (Aug 2020)
Tax Bill	$5,555 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-15450-003-045-0000`

Property Details

APN / Parcel Number

Primary APN	`42-15450-003-045-0000`
Alternative APN	`421545000304500`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,309 sqft Living Area
1st Floor Area	1,309 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1969
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,314 sqft (0.191 acres)
Lot Dimensions	130 ft deep x 64 ft wide
Garage Type	Covered
Garage Area	292 sqft
Parking Spaces	1 Parking Space
Storage Building	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	421545000304500
Street Address	634 DOWNING DR
City	RICHARDSON
State	TX
Zip	75080-6117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z273
Legal Description	RICHARDSON HEIGHTS 2ND INST BLK C LT 45 INT202000226597 DD08202020 CO-DC 1545000304500 3CR15450003
Legal Subdivision	RICHARDSON HEIGHTS 2ND INST
Legal Tract	15450
Legal Block	C
Legal Lot Number	45
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	3
Census Block	3017
Census Tract	19202

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	634 DOWNING DR, RICHARDSON, TX 75080-6117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Vendor's Lien, Transfer · Conventional Mortgage ALTERNATIVE OPTIONS MORTGAGE INC
Aug 30, 2017	Vendor's Lien, Transfer · Conventional Mortgage ALTERNATIVE OPTIONS MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2020 · Amount on Record
Deed Sale	Aug 21, 2020 · Amount on Record
Prior Sale	Aug 30, 2017 · Amount on Record
Deed Document Number	2020226597
Prior Transfer Date	Aug 15, 2017
Prior Transfer Doc	0000233874
Record Updated	Oct 29, 2026

August 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Aug 21, 2020
Property Address	634 DOWNING DR, RICHARDSON, TX 75080-6117
Document Number	202000226597
Map Reference	VOL 23 PG 135
Instrument Date	Aug 20, 2020
Instrument	202000226597
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 DOWNING DR, RICHARDSON, TX 75080-6117

Mortgage

Document Number	202000226598
Date	Aug 21, 2020
Instrument	202000226598

Lender

Name	ALTERNATIVE OPTIONS MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Aug 30, 2017
Property Address	634 DOWNING DR, RICHARDSON, TX 75080-6117
Document Number	201700245293
Map Reference	VOL23 PG135
Instrument Date	Aug 25, 2017
Instrument	201700245293
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	634L DOWNING DR, RICHARDSON, TX 75080-6117

Mortgage

Document Number	201700245294
Date	Aug 30, 2017
Instrument	201700245294

Lender

Name	ALTERNATIVE OPTIONS MORTGAGE INC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Richardson City
Unified School District	Richardson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,520 (-) Land $160,000 Building $219,520	$379,520 (-) Land $160,000 Building $219,520
2025	$5,555.00 (+3.85%) Homeowner's exemption	$379,520 (+16.06%) Land $160,000 Building $219,520	$379,520 (+16.06%) Land $160,000 Building $219,520
2024	$5,349.00 (+8.92%)
2023	$4,911.00 (-7.04%) Homeowner's exemption	$326,990 Land $100,000 Building $226,990	$326,990 Land $100,000 Building $226,990
2022	$5,283.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHARDSON serves 122,615 people · EPA ID TX0570015
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8, SimpleFiber.

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