634 Dewane Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 634 Dewane Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,596 sqft · built 1976
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$562,500 (Nov 2018)
Tax Bill	$8,668 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`487-670-19-00`

Property Details

APN / Parcel Number

Primary APN	`487-670-19-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	634 DEWANE DR
City	EL CAJON
State	CA
Zip	92020-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 112 TR 007940
Legal Subdivision	FLETCHER TERRACE
Legal Tract	007940
Legal Block	1
Legal Lot Number	112
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1006
Census Tract	16100

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	634 DEWANE DR, EL CAJON, CA 92020-3018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPEC HOME LOANS
Apr 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage SPEC HM LOANS
Nov 1, 2018	Grant Deed, Transfer · Conventional Mortgage SPEC HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 1, 2018 · Amount on Record
Deed Sale	Nov 1, 2018 · Amount on Record
Prior Sale	Jul 29, 2014 · Amount on Record
Deed Document Number	2018459005
Prior Transfer Date	Sep 29, 2006
Prior Transfer Doc	0000801737
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	634 DEWANE DR, EL CAJON, CA 92020-3018
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	CLEARMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 DEWANE DR, EL CAJON, CA 92020-3018

Mortgage

Document Number	0000439254
Date	Jun 15, 2021
Instrument	2021-0439254

Lender

Name	SPEC HOME LOANS
Type	Mortgage Company
Address	LA VERNE, CA 91750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	634 DEWANE DR, EL CAJON, CA 92020-3018
Document Number	0000152255
Instrument Date	Apr 20, 2019
Transaction Type	Mortgage
Record Updated	May 2, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	634 DEWANE DR EL CAJON CA 920203018, EL CAJON, CA 92020-3018

Mortgage

Document Number	0000152255
Date	Apr 25, 2019
Instrument	152255

Lender

Name	SPEC HM LOANS
Address	LA VERNE, CA 91750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 1, 2018
Property Address	634 DEWANE DR, EL CAJON, CA 92020-3018
Document Number	0000459005
Instrument Date	Oct 12, 2018
Instrument	459005
Transaction Type	Transfer
Record Updated	Nov 9, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$618.75
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	634 DEWANE DR EL CAJON CA 920203018, EL CAJON, CA 92020-3018

Mortgage

Document Number	459006
Date	Nov 1, 2018
Instrument	459006

Lender

Name	SPEC HM LOANS
Address	LA VERNE, CA 91750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$640,022 (+2%) Land $216,935 Building $423,087
2025	$8,668.00 (+10.06%) Homeowner's exemption	$627,474 (+4.04%) Land $212,682 Building $414,792
2023	$7,876.00 (-1.86%) Homeowner's exemption	$603,110 Land $204,424 Building $398,686
2022	$8,025.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, California Internet, T-Mobile USA, Verizon.

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