634 Co Rd 1700 E, Philo, IL 61864 Property Records

Champaign County property record for 634 Co Rd 1700 E, Philo, IL 61864 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	61,420 sqft (1.41 acres)
Occupancy	Owner Occupied
Tax Bill	$4,851.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`19-27-36-300-008`

Exterior

Lot Area	61,420 sqft (1.41 acres)

Location & Zoning

Street Address	634 COUNTY ROAD 1700 E
City	PHILO
State	IL
Zip	61864-9724
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Range	09E
Legal Township	18N
Legal Section	36
Jurisdiction	CHAMPAIGN IL
Minor Civil Division	PHILO
Census Blockgroup	2
Census Block	2066
Census Tract	10901

Owner

Source: Champaign County records · APN 19-27-36-300-008

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	634 COUNTY ROAD 1700 E, PHILO, IL 61864-9724
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	634 COUNTY ROAD 1700 E, PHILO, IL 61864-9724
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 COUNTY ROAD 1700 E, PHILO, IL 61864-9724

Mortgage

Document Number	0000012886
Date	Sep 07, 2023
Instrument	2023R12886

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	947 Months
Due	Aug 27, 2102

Interest

Rate Type	Adjustable Rate
Rate	7.43%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Nov 01, 2023
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).
Index	1-Year CMT
Max Rate	12.4%

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Philo Township
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$104,320 (+8.79%) Land $9,940 Building $94,380	$312,960 (+8.79%) Land $29,820 Building $283,140
2024	$4,851.00 (+16.81%)	$95,890 (+14.92%) Land $9,140 Building $86,750	$287,670 (+14.92%) Land $27,420 Building $260,250
2022	$4,153.00 Homeowner's exemption Senior Citizen's exemption	$83,440 Land $7,950 Building $75,490	$250,320 Land $23,850 Building $226,470

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.