Hancock County property record for 634 Center St, Findlay, OH 45840
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 1 ba · 1,576 sqft · built 1900 |
| Lot Size | 0.22 acres (9,601 sqft) |
| Owner | Individual Name on File |
| Last Sale | $28,000 (Sep 1983) |
| Tax Bill | $1,301 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 1011-181-25-027.000 |
| Primary APN | 1011-181-25-027.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 1 Plumbing Fixture |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,576 sqft Living Area |
| 1st Floor Area | 872 sqft |
| 2nd Floor Area | 704 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,601 sqft (0.22 acres) |
| Lot Dimensions | 200 ft deep x 48 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,288 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 84 sqft |
| Patio Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 634 CENTER ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-5822 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | HULL ADD LOT 8364 |
| Legal Subdivision | HULL ADD |
| Legal Lot Number | 8364 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 800 |
634 Center St, a duplex, is owned and occupied by an individual who bought it in September 1983.
Source: Hancock County records, as of May 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 634 CENTER ST, FINDLAY, OH 45840-5822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 1983 · Amount on File |
| Deed Sale | Sep 29, 1983 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 634 Center St was $1,301 with exemptions applied.
Source: Hancock County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,301.00 | $52,070 Land $6,270 Building $45,800 | $148,770 Land $17,900 Building $130,870 |
| 2023 | $1,156.00 Homeowner's exemption Senior Citizen's exemption | $41,270 Land $4,970 Building $36,300 | |
| 2022 | $117,920 Land $14,210 Building $103,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 634 Center St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 230 (1981–2017) |
| Claims Outside the SFHA | 11 of 230 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 634 Center St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| HDER Link Fixed Wireless | 500 / 500 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: MetaLINK Technologies.
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