634 Carmel Rd, Venice, FL 34293 Property Records

Sarasota County property record for 634 Carmel Rd, Venice, FL 34293

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,730 sqft · built 2017
Lot Size0.184 acres (8,000 sqft)
Owner2 Individual Names on Record
Last Sale$385,000 (Apr 2026)
Tax Bill$2,958 (2024)
Deeds & MortgagesJul 2021 Mortgage
Apr 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN0458-11-0067

Property Details

APN / Parcel Number

Primary APN0458-11-0067

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,730 sqft Living Area
Gross Area2,160 sqft
1st Floor Area1,730 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,000 sqft (0.184 acres)
View / LotMainland
Garage TypeAttached
Garage Area430 sqft
PorchOpen Porch
Patio Area99 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0458110067
Street Address634 CARMEL RD
CityVENICE
StateFL
Zip34293-5809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3
Legal DescriptionLOTS 336 & 337 SOUTH VENICE UNIT 2
Legal Range19E
Legal Township39S
Legal Section33
Legal SubdivisionSOUTH VENICE UNIT 02
Legal Lot Number336,337
Legal Unit2
JurisdictionSARASOTA FL
Township / Civil DivisionVENICE
Census Block Group1
Census Block1041
Census Tract2508

Owner

Source: Sarasota County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address634 CARMEL RD, VENICE, FL 34293-5809
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2021Deed of Trust, Mortgage · VA Mortgage
AMERICAN FINANCING CORP
Apr 9, 2026Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 31, 2019Warranty Deed, Transfer · VA Mortgage
THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 9, 2026 · Amount on Record
Deed SaleApr 9, 2026 · Amount on Record
Prior SaleJul 31, 2019 · Amount on Record
Deed Document Number202646722
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address634 CARMEL RD, VENICE, FL 34293-5809
Transaction TypeMortgage
Record UpdatedApr 17, 2026
Title CompanyFIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address634 CARMEL RD, VENICE, FL 34293-5809

Mortgage

Document Number0000125572
DateJul 7, 2021
Instrument2021125572
Lender
NameAMERICAN FINANCING CORP
TypeLending Institution
AddressAURORA, CO 80014
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateApr 9, 2026
Property Address634 CARMEL RD, VENICE, FL 34293-5809
Document Number0000046722
Instrument DateApr 8, 2026
Instrument2026.46722
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanySIMPLIFILE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$272,195.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address634 CARMEL RD, VENICE, FL 34293-5809

Mortgage

Document Number0000046723,
DateApr 9, 2026
Instrument2026.46723
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateJul 31, 2019
Property Address634 CARMEL RD, VENICE, FL 34293-5809
Document Number0000104198
Map ReferenceMB 6 PG 30
Instrument DateJul 30, 2019
Instrument2019104198
Transaction TypeTransfer
Record UpdatedJan 4, 2022
Title CompanyINTEGRITY TITLE SERVICES INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,932.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address809 OAK POND DR, 809, OSPREY, FL 34229-8998

Transferred To (Grantee/Buyer)

NameVerified Name
Address634 CARMEL RD, VENICE, FL 34293-5809

Mortgage

Document Number0000104199
DateJul 31, 2019
Instrument2019104199
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$250,020 (+5.99%)$347,700 (-15.97%) Land $59,200 Building $288,500
2024$2,958.00 (+4.45%)
2023$2,832.00 (+3.93%)$235,897 (+3%)$413,800 (+13.56%) Land $59,600 Building $354,200
2022$2,725.00$229,026$364,400 Land $55,200 Building $309,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 125 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies125 in force
Nearby Flood Claims24 (1985–2024)
Claims Outside the SFHA2 of 24
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 9 claims
  • Hurricane Helene, Sep 2024 · 5 claims
  • Hurricane Ian, Sep 2022 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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