634 Bennington Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 634 Bennington Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,613 sqft · built 1995
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (May 2019)
Tax Bill	$4,057 (2025)
Deeds & Mortgages	Jul 2019 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A963000509`

Property Details

APN / Parcel Number

Primary APN	`A963000509`
Alternative APN	`3-157C-7305-00-0408.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,613 sqft Living Area
Gross Area	3,470 sqft
1st Floor Area	1,578 sqft
Basement Area	1,472 sqft
Finished Basement	1,035 sqft
Unfinished Basement	437 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	68 sqft
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A963000509
Street Address	634 BENNINGTON DR
City	SAINT CHARLES
State	MO
Zip	63304-1022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTICELLO EST #4 LOT 408
Legal Subdivision	MONTICELLO EST #4
Legal Lot Number	408
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	3
Census Block	3032
Census Tract	311124

Owner

634 Bennington Dr is owned and occupied by two individuals who bought it in May 2019.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	634 BENNINGTON DR, SAINT CHARLES, MO 63304-1022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2019	Deed of Trust, Mortgage BANK OF SPRINGFIELD
May 17, 2019	Warranty Deed, Transfer BANK OF SPRINGFIELD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2019 · Amount on File
Deed Sale	May 17, 2019 · Amount on File
Prior Sale	May 4, 2006 · Amount on File
Deed Document Number	2019238610
Deed Book / Page	7076 / 416
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	634 BENNINGTON DR, SAINT CHARLES, MO 63304-1022
Document Number	0071101456
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	634 BENNINGTON DR ST CHARLES MO 633041022, ST CHARLES, MO 63304-1022

Mortgage

Document Number	0071101456
Date	Jul 24, 2019
Book Page	007110/001456
Instrument	379070

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62703

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 17, 2019
Property Address	634 BENNINGTON DR, SAINT CHARLES, MO 63304-1022
Document Number	0070760416
Book / Page	007076 / 000416
Instrument Date	May 13, 2019
Instrument	238610
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	634 BENNINGTON DR ST CHARLES MO 633041022, ST CHARLES, MO 63304-1022

Mortgage

Document Number	70760418
Date	May 17, 2019
Book Page	007076/000418
Instrument	238620

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62703

Agreement

Amount	Amount on Record
Term	60 Months
Due	May 16, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 634 Bennington Dr was $4,057.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,601 (-)	$334,740 (-) Land $72,380 Building $262,360
2025	$4,057.00	$63,601	$334,740 Land $72,380 Building $262,360
2023		$60,566
2022			$318,767 Land $55,000 Building $263,767

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 634 Bennington Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 634 Bennington Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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