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634 5th St, Gaffney, SC 29340 Property Records

Cherokee County property record for 634 5th St, Gaffney, SC 29340

Property Summary

Property TypeSingle Family Home
Details980 sqft
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on Record
Last Sale$4,054 (Apr 2020)
Tax Bill$542 (2025)
Deeds & MortgagesSep 2025 Mortgage
Apr 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN024527-23-3

Property Details

APN / Parcel Number

Primary APN024527-23-3
Alternative APNs
  • 0990500040000 60025589
  • 099-05-00-040.000
  • 024387223

Interior

Stories1 Story
Building Area980 sqft Living Area

Exterior

Exterior MaterialFiber Cement Siding
Lot Area11,761 sqft (0.27 acres)

Location & Zoning

Street Address634 5TH ST
CityGAFFNEY
StateSC
Zip29340-4714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description634 5TH ST LT 28 0.27AC
Legal SubdivisionMILL NO 2
Legal Lot Number28
JurisdictionCHEROKEE SC
Township / Civil DivisionGAFFNEY
Census Block Group2
Census Block2018
Census Tract970302

Owner

Source: Cherokee County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address609 2ND AVE, GAFFNEY, SC 29340-3319
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2025Quit Claim Deed, Transfer · Conventional Mortgage
VANDERBILT MORTGAGE & FINANCE INC
Apr 1, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Apr 1, 2020Grant Deed, Transfer
NOT AVAILABLE
Mar 8, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2020 · Amount on Record
Deed SaleApr 1, 2020 · Amount on Record
Prior SaleJul 23, 1999
Deed Document Number20201725
Deed Book / Page121 / 1454
Prior Transfer DateMar 30, 2020
Prior Transfer Doc0001211451
Record UpdatedSep 20, 2026

September 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHEROKEE SC
Recording DateSep 16, 2025
Property Address634 5TH ST, GAFFNEY, SC 29340-4714
Document Number0001891221
Book / Page189 / 1221
Map ReferenceMB 3-R PG 294
Instrument DateSep 2, 2025
Instrument2025-5021
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address609 2ND AVE, GAFFNEY, SC 29340-3319

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 2ND AVE, GAFFNEY, SC 29340-3319

Mortgage

Document Number0020255022
DateSep 16, 2025
Instrument2025-5022
Lender
NameVANDERBILT MORTGAGE & FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHEROKEE SC
Recording DateApr 1, 2020
Property Address634 5TH ST, GAFFNEY, SC 29340-4714
Document Number0001211451
Book / Page000121 / 001451
Instrument DateMar 31, 2020
Instrument1724
Transaction TypeTransfer
Record UpdatedApr 24, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address355 NORMAN BLVD GAFFNEY SC 293412937, GAFFNEY, SC 29341-2937

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHEROKEE SC
Recording DateApr 1, 2020
Property Address634 5TH ST, GAFFNEY, SC 29340-4714
Document Number0001211454
Book / Page000121 / 001454
Instrument DateMar 30, 2020
Instrument1725
Transaction TypeTransfer
Record UpdatedApr 24, 2020
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 2ND AVE GAFFNEY SC 293403319, GAFFNEY, SC 29340-3319

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHEROKEE SC
Recording DateMar 8, 2018
Property Address634 5TH ST, GAFFNEY, SC 29340-4714
Document Number0001012098
Book / Page000101 / 002098
Instrument DateFeb 28, 2018
Instrument1111
Transaction TypeTransfer
Record UpdatedMar 23, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address355 NORMAN BLVD GAFFNEY SC 293412937, GAFFNEY, SC 29341-2937

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$542.00 (+5.65%)$1,580 (-) Land $480 Building $1,100$26,400 (-) Land $8,000 Building $18,400
2023$513.00$1,580 Land $480 Building $1,100$26,400 Land $8,000 Building $18,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGAFFNEY BPW
serves 24,290 people · EPA ID SC1110001
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: Verizon.

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