634 28th St, Peru, IL 61354 Property Records

LaSalle County property record for 634 28th St, Peru, IL 61354

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,194 sqft · built 1995
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Oct 2019)
Tax Bill	$7,939 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-09-408-024`

Property Details

APN / Parcel Number

Primary APN	`17-09-408-024`
Alternative APN	`16-09-405-002`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,194 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	634 28TH ST
City	PERU
State	IL
Zip	61354-1477
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TROVERO ADD, LT 52 SEC 9-33-1
Legal Range	01
Legal Township	33
Legal Section	09
Legal Subdivision	TROVEROS ADD
Legal Lot Number	52
Jurisdiction	LASALLE IL
Township / Civil Division	PERU
Census Block Group	1
Census Block	1043
Census Tract	963000

Owner

634 28th St is owned and occupied by two individuals who bought it in October 2019.

Source: LaSalle County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	634 28TH ST, PERU, IL 61354-1477
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage EUREKA SAVINGS BANK
Oct 7, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMETOWN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2019 · Amount on File
Deed Sale	Oct 7, 2019 · Amount on File
Prior Sale	Feb 3, 2015 · Amount on File
Deed Document Number	201912953
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	634 28TH ST, PERU, IL 61354-1477
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202107092
Date	May 10, 2021
Instrument	2021-07092

Lender

Name	EUREKA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Oct 7, 2019
Property Address	634 28TH ST, PERU, IL 61354-1477
Document Number	201912953
Instrument Date	Sep 30, 2019
Instrument	201912953
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 87, PRINCETON, IL 61356-0087

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	634 28TH ST, PERU, IL 61354-1477

Mortgage

Document Number	201912954
Date	Oct 7, 2019
Instrument	201912954

Lender

Name	HOMETOWN NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	3.88%

Tax Assessment & Valuation

The 2025 property tax bill for 634 28th St was $7,939, up 5.4% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Peru Township
Municipality	Peru City
Secondary School District	LaSalle-Peru Township High School District 120 (09 - 12)
Elementary School District	Peru Elementary School District 124 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,939.00 (+5.4%)	$108,840 Land $24,318 Building $84,522	$326,520 Land $72,954 Building $253,566
2024	$7,532.00
2023		$89,864 (+7.59%) Land $21,181 Building $68,683	$269,592 (+7.59%) Land $63,543 Building $206,049
2022		$83,525 Land $19,687 Building $63,838	$250,575 Land $59,061 Building $191,514

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 634 28th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 634 28th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU serves 9,896 people · EPA ID IL0990850
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Geneseo Communications Services Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IVNet, Nextlink.

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