634 27th St, Richmond, CA 94804 Property Records

Contra Costa County property record for 634 27th St, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,103 sqft · built 1941
Lot Size	0.145 acres (6,300 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Mar 2003)
Tax Bill	$8,686 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`515-080-002-6`

Property Details

APN / Parcel Number

Primary APN	`515-080-002-6`
Alternative APN	`515-080-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,103 sqft Living Area
1st Floor Area	1,555 sqft
2nd Floor Area	346 sqft
Basement Area	202 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Lot Area	6,300 sqft (0.145 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	634 27TH ST
City	RICHMOND
State	CA
Zip	94804-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR3
Legal Description	NICH MAC AVE CIV CEN LTS 16&17 POR 18 BLK 29
Legal Subdivision	NICHOLL MAC DONALD AVE CIVI
Legal Block	29
Legal Lot Number	16,17
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	4
Census Block	4014
Census Tract	374000

Owner

634 27th St is owned and occupied by an individual who acquired it in June 2003.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	634 27TH ST, RICHMOND, CA 94804-1506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIME CHOICE FUNDING INC
May 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG
May 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2003 · Amount on File
Deed Sale	Mar 14, 2003 · Amount on File
Deed Document Number	2003117045
Last Transfer Date	Jun 5, 2003
Transfer Doc	0000390126
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	634 27TH ST, RICHMOND, CA 94804-1506
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 27TH ST, RICHMOND, CA 94804-1506

Mortgage

Document Number	0000031959
Date	Apr 6, 2023
Instrument	2023-031959

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	634 27TH ST, RICHMOND, CA 94804-1506
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 27TH ST, RICHMOND, CA 94804-1506

Mortgage

Document Number	0000148487
Date	May 19, 2021
Instrument	2021-148487

Lender

Name	PRIME CHOICE FUNDING INC
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	634 27TH ST, RICHMOND, CA 94804-1506
Document Number	0000073972
Instrument Date	May 8, 2019
Transaction Type	Mortgage
Record Updated	May 30, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	634 27TH ST RICHMOND CA 948041506, RICHMOND, CA 94804-1506

Mortgage

Document Number	0000073972
Date	May 21, 2019
Instrument	73972

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 20, 2034

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	634 27TH ST, RICHMOND, CA 94804-1506
Document Number	0000087599
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 14, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	634 27TH ST RICHMOND CA 948041506, RICHMOND, CA 94804-1506

Mortgage

Document Number	0000087599
Date	Jun 4, 2018
Instrument	87599

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 3, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 634 27th St was $8,686 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$517,032 (+2%) Land $367,245 Building $149,787
2025	$8,686.00 Homeowner's exemption	$506,895 Land $360,045 Building $146,850
2023	$8,386.00 (+1.83%) Homeowner's exemption	$487,214 Land $346,065 Building $141,149
2022	$8,235.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 634 27th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 634 27th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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