6338 Sawgrass Dr, Rockford, IL 61114 Property Records

Winnebago County property record for 6338 Sawgrass Dr, Rockford, IL 61114

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,248 sqft · built 1990
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$103,000 (Sep 2019)
Tax Bill	$6,963 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`147C602`

Property Details

APN / Parcel Number

Primary APN	`147C602`
Alternative APN	`1203327011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,248 sqft Living Area
Gross Area	4,004 sqft
1st Floor Area	1,728 sqft
Basement Area	1,728 sqft
Finished Basement	500 sqft
Unfinished Basement	1,228 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	528 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Deck Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6338 SAWGRASS DR
City	ROCKFORD
State	IL
Zip	61114-8167
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRAINER HILLS PLAT NO 3 BNG PT SW1/4 SEC 3-44-2 LOT 52
Legal Range	2
Legal Township	44
Legal Section	3
Legal Subdivision	TRAINER HILLS PLAT NO 3
Legal Lot Number	52
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	1
Census Block	1005
Census Tract	510

Owner

6338 Sawgrass Dr is owned and occupied by an individual who acquired it in October 2024.

Source: Winnebago County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	6338 SAWGRASS DR, ROCKFORD, IL 61114-8167
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST CMNTY BK
Sep 25, 2019	Warranty Deed, Transfer · Conventional Mortgage MIDWEST CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2019 · Amount on File
Deed Sale	Sep 25, 2019 · Amount on File
Prior Sale	Dec 3, 2015 · Amount on File
Deed Document Number	20191032110
Last Transfer Date	Oct 2, 2024
Transfer Doc	0000023878
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	6338 SAWGRASS DR, ROCKFORD, IL 61114-8167
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026940
Date	Oct 16, 2025
Instrument	2526940

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2055

Interest

Rate Type	Fixed Rate
Rate	8.25%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	6338 SAWGRASS DR, ROCKFORD, IL 61114-8167
Document Number	0001032111
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6338 SAWGRASS DR ROCKFORD IL 611148167, ROCKFORD, IL 61114-8167

Mortgage

Document Number	0001032111
Date	Sep 25, 2019
Instrument	1032111

Lender

Name	MIDWEST CMNTY BK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 24, 2034

Interest

Rate	3.37%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 25, 2019
Property Address	6338 SAWGRASS DR, ROCKFORD, IL 61114-8167
Document Number	0001032110
Instrument Date	Sep 12, 2019
Instrument	1032110
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6338 SAWGRASS DR ROCKFORD IL 611148167, ROCKFORD, IL 61114-8167

Mortgage

Document Number	1032111
Date	Sep 25, 2019
Instrument	1032111

Lender

Name	MIDWEST CMNTY BK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 24, 2034

Interest

Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 6338 Sawgrass Dr was $6,963.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,963.00	$78,868 Land $12,975 Building $65,893	$236,604 Land $38,925 Building $197,679
2022	Homeowner's exemption	$55,782 Land $9,177 Building $46,605	$167,346 Land $27,531 Building $139,815

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6338 Sawgrass Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6338 Sawgrass Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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