Howard County property record for 6330 Ema Ct, Elkridge, MD 21075
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,604 sqft · built 2005 |
| Lot Size | 0.17 acres (7,397 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $810,000 (Sep 2026) |
| Tax Bill | $9,197 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Nov 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-290797 |
| Primary APN | 01-290797 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,604 sqft Total Area |
| Basement Area | 1,053 sqft |
| Finished Basement | 1,053 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,397 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 290797 |
|---|---|
| Street Address | 6330 EMA CT |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-6243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | LOT 7 7397 SQ' 6330 EMA CT EMA'S MANOR INCL RSB PAR |
| Legal Subdivision | EMA S MANOR |
| Legal Lot Number | 7 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 601108 |
6330 Ema Ct is owned and occupied by two individuals who bought it in September 2026.
Source: Howard County records, as of October 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6330 EMA CT, ELKRIDGE, MD 21075-6243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2026 | Deed, Transfer · Conventional Mortgage MEMBER ADVANTAGE MORTGAGE |
| Nov 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Oct 23, 2018 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Sep 7, 2017 | Deed of Trust, Mortgage · Line of Credit COLUMBIA BK |
| Apr 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2026 · Amount on File |
| Deed Sale | Sep 11, 2026 · Amount on File |
| Prior Sale | Oct 23, 2018 · Amount on File |
| Deed Document Number | 2026 |
| Deed Book / Page | 23398 / 237 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 11, 2026 |
| Property Address | 6330 EMA CT, ELKRIDGE, MD 21075-6243 |
| Document Number | 2339000237 |
| Book / Page | 23398 / 237 |
| Instrument Date | Aug 3, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2026 |
| Title Company | TERRAPIN TITLE, TERRAIN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $818,100.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6330 EMA CT, ELKRIDGE, MD 21075-6243 |
| Document Number | 2339000243, |
|---|---|
| Date | Sep 11, 2026 |
| Book Page | 23398/243 |
| Name | MEMBER ADVANTAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6330 EMA CT, ELKRIDGE, MD 21075-6243 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0184670122 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | 18467/122 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Oct 23, 2018 |
| Property Address | 6330 EMA CT, ELKRIDGE, MD 21075-6243 |
| Document Number | 0184220026 |
| Book / Page | 18422 / 026 |
| Map Reference | PL16262&16263 |
| Instrument Date | Oct 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | GREATER MARYLAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6330 EMA CT, ELKRIDGE, MD 21075-6243 |
| Document Number | 0001842232 |
|---|---|
| Date | Oct 23, 2018 |
| Instrument | 18422/32 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6330 EMA CT, ELKRIDGE, MD 21075-6243 |
| Document Number | 0179240489 |
| Book / Page | 017924 / 000489 |
| Instrument Date | Sep 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2017 |
| Name | Verified Name |
|---|---|
| Address | 6330 EMA CT ELKRIDGE MD 210756243, ELKRIDGE, MD 21075-6243 |
| Document Number | 0179240489 |
|---|---|
| Date | Nov 16, 2017 |
| Book Page | 017924/000489 |
| Name | COLUMBIA BK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, MD 21046 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6330 EMA CT, ELKRIDGE, MD 21075-6243 |
| Document Number | 0175500345 |
| Book / Page | 017550 / 000345 |
| Instrument Date | Apr 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2017 |
| Title Company | LAKESIDE TITLE COMPANY INC |
| Name | Verified Name |
|---|---|
| Address | 6330 EMA CT ELKRIDGE MD 210756243, ELKRIDGE, MD 21075-6243 |
| Document Number | 0175500345 |
|---|---|
| Date | Apr 24, 2017 |
| Book Page | 017550/000345 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 23, 2027 |
The 2026 property tax bill for 6330 Ema Ct was $9,197 with a homeowner's exemption, down 3.7% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,197.00 (-3.71%) Homeowner's exemption | $715,000 (+7.7%) Land $190,700 Building $524,300 | $715,000 (-) Land $190,700 Building $524,300 |
| 2025 | $9,551.00 Homeowner's exemption | $663,900 | $715,000 Land $190,700 Building $524,300 |
| 2023 | $561,700 Land $125,700 Building $436,000 | $561,700 Land $125,700 Building $436,000 | |
| 2022 | $6,010.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6330 Ema Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6330 Ema Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
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