633 Western Ave, Covington, KY 41011 Property Records

Kenton County property record for 633 Western Ave, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,104 sqft · built 1935
Lot Size	0.451 acres (19,647 sqft)
Owner	Company Name on File
Last Sale	$48,000 (Mar 2004)
Tax Bill	$927 (2025)
Deeds & Mortgages	Mar 2022 Transfer Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-41-11-029.00`

Property Details

APN / Parcel Number

Primary APN	`040-41-11-029.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,104 sqft Finished Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	19,647 sqft (0.451 acres)
Lot Dimensions	333 ft deep x 59.1 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	633 WESTERN AVE
City	COVINGTON
State	KY
Zip	41011-1074
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RENSMANS PT LOT 8 59.1'X 333' IRREG WS WESTERN AVE
Legal Subdivision	RENSMAN
Legal Lot Number	8
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1002
Census Tract	61600

Owner

633 Western Ave is owned by a company that acquired it in March 2022.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	3091 LITTLE DRY RUN RD, CINCINNATI, OH 45244-2503
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 18, 2022	Quit Claim Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2004 · Amount on File
Deed Sale	Mar 17, 2004 · Amount on File
Deed Document Number	200403 17 059 00021
Deed Book / Page	2091 / 209
Last Transfer Date	Mar 15, 2022
Transfer Doc	0005900026
Record Updated	Oct 29, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Mar 25, 2022
Property Address	633 WESTERN AVE, COVINGTON, KY 41011-1074
Document Number	0005900026
Book / Page	155 / 573
Map Reference	PL 242
Instrument Date	Mar 15, 2022
Instrument	22032505900026
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3091 LITTLE DRY RUN RD, 3091, CINCINNATI, OH 45244-2503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3091 LITTLE DRY RUN RD, CINCINNATI, OH 45244-2503

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Mar 18, 2022
Property Address	633 WESTERN AVE, COVINGTON, KY 41011-1074
Document Number	0005900053
Book / Page	154 / 129
Map Reference	PL 242
Instrument Date	Mar 15, 2022
Instrument	22031805900053
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3091 LITTLE DRY RUN RD, 3091, CINCINNATI, OH 45244-2503

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	633 WESTERN AVE, COVINGTON, KY 41011-1074

Mortgage

Document Number	0005900054
Date	Mar 18, 2022
Book Page	349/701
Instrument	22031805900054

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 633 Western Ave was $927.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,000 (-) Land $15,000 Building $55,000	$70,000 (-) Land $15,000 Building $55,000
2025	$927.00	$70,000 Land $10,000 Building $60,000	$70,000 Land $10,000 Building $60,000
2023	$932.00	$70,000 Land $10,000 Building $60,000	$70,000 Land $10,000 Building $60,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 633 Western Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 633 Western Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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