633 Waterside Dr, South Elgin, IL 60177 Property Records

Kane County property record for 633 Waterside Dr, South Elgin, IL 60177

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,412 sqft · built 2001
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Jun 2020)
Tax Bill	$15,741 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Oct 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-05-182-006`

Property Details

APN / Parcel Number

Primary APN	`09-05-182-006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,412 sqft Living Area
Basement Area	1,387 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Attached
Garage Area	711 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	633 WATERSIDE DR
City	SOUTH ELGIN
State	IL
Zip	60177-3717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 338 IN THORNWOOD PHASE 4A
Legal Subdivision	THORNWOOD
Legal Phase	4A
Legal Block	5
Legal Lot Number	338
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	5
Census Block	5012
Census Tract	852101

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	633 WATERSIDE DR, SOUTH ELGIN, IL 60177-3717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Warranty Deed, Transfer · Conventional with PMI BLUELEAF LNDG
Oct 4, 2018	Grant Deed, Transfer ATTORNEY ONLY
Jul 12, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2020 · Amount on Record
Deed Sale	Jun 8, 2020 · Amount on Record
Prior Sale	Oct 4, 2018 · Amount on Record
Deed Document Number	202029288
Prior Transfer Date	Nov 2, 2004
Prior Transfer Doc	0000154751
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 8, 2020
Property Address	633 WATERSIDE DR, SOUTH ELGIN, IL 60177-3717
Document Number	0000029288
Instrument Date	May 26, 2020
Instrument	29288
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3111 N RUTHERFORD AVE CHICAGO IL 606344602, CHICAGO, IL 60634-4602

Mortgage

Document Number	29289
Date	Jun 8, 2020
Instrument	29289

Lender

Name	BLUELEAF LNDG
Address	CHICAGO, IL 60607

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Oct 4, 2018
Property Address	633 WATERSIDE DR, SOUTH ELGIN, IL 60177-3717
Document Number	0000048677
Instrument Date	Sep 12, 2018
Instrument	48677
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$561.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6N327 DINAH RD MEDINAH IL 601579689, MEDINAH, IL 60157-9689

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Jul 12, 2018
Property Address	633 WATERSIDE DR, SOUTH ELGIN, IL 60177-3717
Document Number	0000033639
Instrument Date	Jul 9, 2018
Instrument	33639
Transaction Type	Foreclosure
Record Updated	Jul 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$9.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 24737 WEST PALM BEACH FL 334164737, WEST PALM BEACH, FL 33416-4737

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	South Elgin Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,741.00 (+14.64%) Homeowner's exemption	$214,999 (+8.53%) Land $32,333 Building $182,666	$645,255 (+8.53%) Land $97,038 Building $548,217
2024		$198,101 (+21.4%) Land $29,792 Building $168,309	$594,541 (+21.45%) Land $89,412 Building $505,129
2022	$13,731.00 (+4.09%) Homeowner's exemption	$163,183 (+4.91%) Land $26,563 Building $136,620	$489,549 (+4.91%) Land $79,689 Building $409,860
2021	$13,192.00 Homeowner's exemption	$155,546 Land $25,320 Building $130,226	$466,638 Land $75,960 Building $390,678

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Fox Valley Internet.

Nearby Properties on Waterside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures