633 W Locust St, Belvidere, IL 61008 Property Records

Boone County property record for 633 W Locust St, Belvidere, IL 61008

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,186 sqft · built 1987
Lot Size0.39 acres (16,988 sqft)
OwnerIndividual Name on Record
Tax Bill$2,074 (2025)
Deeds & MortgagesJan 2026 Transfer
Apr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN05-35-202-044

Property Details

APN / Parcel Number

Primary APN05-35-202-044
Alternative APN
  • 05-05-35-202-044

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,186 sqft Living Area
Gross Area1,998 sqft
1st Floor Area1,998 sqft
AtticAttic
Attic Area916 sqft
Basement Area576 sqft
Unfinished Basement576 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,988 sqft (0.39 acres)
Lot Dimensions126 ft deep x 140 ft wide
Garage Area796 sqft
Parking Spaces3 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number05-05-35-202-044
Street Address633 W LOCUST ST
CityBELVIDERE
StateIL
Zip61008-4203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description35-44-3 GRIDLEYS RIVERSIDE ADD LOTS 11 THRU 14 (EX ELY 10' LOT 11 & EX WLY 2 ' LOT 14)
Legal SubdivisionGRIDLEYS RIVERSIDE ADD
Legal Lot Number11,14
JurisdictionBOONE IL
Township / Civil DivisionBELVIDERE
Census Block Group2
Census Block2015
Census Tract10200

Owner

Source: Boone County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address633 W LOCUST ST, BELVIDERE, IL 61008-4203
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2026Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 26, 2022Deed of Trust, Mortgage · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBOONE IL
Recording DateJan 15, 2026
Property Address633 W LOCUST ST, BELVIDERE, IL 61008-4203
Document Number2026R00215
Map ReferenceMB 3 PG 29
Instrument DateDec 23, 2025
Instrument2026R00215
Transaction TypeTransfer
Record UpdatedJan 28, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address633 W LOCUST ST, BELVIDERE, IL 61008-4203

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE IL
Property Address633 W LOCUST ST, BELVIDERE, IL 61008-4203
Transaction TypeMortgage
Record UpdatedJun 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number2022R02410
DateApr 26, 2022
Instrument2022R02410
Lender
NameMUTUAL OF OMAHA MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyBoone County
County SubdivisionBelvidere Township
MunicipalityBelvidere City
Unified School DistrictBelvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,074.00 (-7.86%) Homeowner's exemption Senior Citizen's exemption$55,883 (+6.38%) Land $6,915 Building $48,968$167,649 (+6.38%) Land $20,745 Building $146,904
2024$2,251.00 (-7.52%)$52,530 (+16.7%) Land $6,915 Building $45,615$157,590 (+16.7%) Land $20,745 Building $136,845
2022$2,434.00$45,012 Land $10,603 Building $34,409$135,036 Land $31,809 Building $103,227

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELVIDERE
serves 25,339 people · EPA ID IL0070050
Water SourceGroundwater
Last State InspectionJan 2026
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on W Locust St

Nearby Streets

Search Property Records by Address or Parcel Number