Oakland County property record for 633 W Frank St, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 9.5 ba · 7,255 sqft · built 2019 |
| Lot Size | 0.435 acres (18,949 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $70,280 (2025) |
| Deeds & Mortgages | Feb 2018 Line of Credit Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-36-153-026 |
| Primary APN | 08-19-36-153-026 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 9.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 15 Rooms |
| Stories | 2 Stories |
| Building Area | 7,255 sqft Living Area |
| Basement Area | 3,589 sqft |
| Unfinished Basement | 3,589 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial |
| Exterior Material | Stone |
| Lot Area | 18,949 sqft (0.435 acres) |
| Garage Area | 707 sqft |
| Parking Spaces | 5 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 633 W FRANK ST |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-1408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T2N, R10E, SEC 36 ARGUS ADD LOTS 24, 25 & 26 1-18-17 FR 007, 008 & 009 |
| Legal Range | 10E |
| Legal Township | 02N |
| Legal Section | 36 |
| Legal Subdivision | ARGUS ADD |
| Legal Lot Number | 1,24-26 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 153200 |
633 W Frank St is owned and occupied by two individuals who acquired it in December 2019.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 633 W FRANK ST, BIRMINGHAM, MI 48009-1408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Feb 22, 2018 | Deed of Trust, Construction Loan · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 11, 2019 |
| Transfer Doc | 0000214665 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 633 W FRANK ST, BIRMINGHAM, MI 48009-1408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0000029262 |
|---|---|
| Date | Feb 22, 2018 |
| Book Page | 51578/00830 |
| Instrument | 29262 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77046 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 204 Months |
| Due | Feb 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 22, 2018 |
| Property Address | 633 W FRANK ST, BIRMINGHAM, MI 48009-1408 |
| Document Number | 0000029262 |
| Book / Page | 051578 / 000830 |
| Instrument Date | Feb 15, 2018 |
| Instrument | 29262 |
| Transaction Type | Construction Loan |
| Record Updated | May 12, 2020 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 556 W FRANK ST BIRMINGHAM MI 480091416, BIRMINGHAM, MI 48009-1416 |
| Document Number | 0000029262 |
|---|---|
| Date | Feb 22, 2018 |
| Book Page | 051578/000830 |
| Instrument | 29262 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 20 GREENWAY PLZ # 900, HOUSTON, TX 77046-2007 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 204 Months |
| Due | Feb 21, 2035 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 633 W Frank St was $70,280 with a homeowner's exemption, down 9.8% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $70,280.00 (-9.78%) Homeowner's exemption | $2,527,550 | $5,055,100 |
| 2024 | $77,900.00 | ||
| 2023 | $2,586,080 | $5,172,160 | |
| 2021 | $95,780.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 633 W Frank St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 633 W Frank St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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