633 W 3rd St S, Fulton, NY 13069 Property Records

Oswego County and Fulton City property record for 633 W 3rd St S, Fulton, NY 13069

Property Summary

Property Type	Professional Building (Legal, Insurance, Real Estate, Business)
Details	5,440 sqft · built 1989
Lot Size	1.15 acres (50,100 sqft)
Owner	Company Name on Record
Tax Bill	$26,054 (2026)
Flood Zone	Zone X (minimal risk)
APN	`5326B`

Property Details

APN / Parcel Number

Primary APN	`5326B`
Alternative APNs	`040025304800040030100000` `350400 253.48-04-03.01`

Interior

Stories	1 Story
Building Area	5,440 sqft Gross Area
Basement Area	4,800 sqft
Unfinished Basement	4,800 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1995
Lot Area	50,100 sqft (1.15 acres)
Lot Dimensions	334 ft deep x 150 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5326B
Street Address	633 W 3RD ST S
City	FULTON
State	NY
Zip	13069-3100
Property Category	Commercial
Property Type	Commercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Local Zoning Code	R1A
Legal Description	B 221, L 5 & 11 590-002-000
Legal Block	4
Legal Lot Number	3.010
Jurisdiction	OSWEGO NY
Township / Civil Division	FULTON
Census Block Group	1
Census Block	1033
Census Tract	21103

Owner

Source: Oswego County and Fulton City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	404 E GENESEE ST, FAYETTEVILLE, NY 13066-1503
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Oswego County and Fulton City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Fulton City
Unified School District	Fulton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$26,054.00 (+5.15%)
2025	$24,777.00	$481,700 (-) Land $68,300 Building $413,400	$633,816 (+21.05%) Land $89,868 Building $543,948
2023		$481,700 Land $68,300 Building $413,400	$523,587 Land $74,239 Building $449,348

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON CITY serves 16,600 people · EPA ID NY3704355
Water Source	Purchased surface water from OCWA
Last State Inspection	Sep 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20