633 Traci Ln, Vista, CA 92084 Property Records

San Diego County property record for 633 Traci Ln, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 1960
Lot Size	0.473 acres (20,600 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Dec 2009)
Tax Bill	$5,580 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Nov 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`180-060-55-00`

Property Details

APN / Parcel Number

Primary APN	`180-060-55-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,760 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	20,600 sqft (0.473 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	633 TRACI LN
City	VISTA
State	CA
Zip	92084-7039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PAR D TR PM00306
Legal Subdivision	ORLEAVO HEIGHTS
Legal Tract	306
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	19602

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	633 TRACI LN, VISTA, CA 92084-7039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Nov 5, 2018	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU
Jan 27, 2020	Correction Deed · Conventional Mortgage MISSION FCU
Feb 20, 2019	Quit Claim Deed Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2009 · Amount on Record
Deed Sale	Dec 18, 2009 · Amount on Record
Prior Sale	May 31, 2002 · Amount on Record
Deed Document Number	2009699550
Prior Transfer Date	Sep 26, 1994
Prior Transfer Doc	0000691655
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	633 TRACI LN, VISTA, CA 92084-7039
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 TRACI LN, VISTA, CA 92084-7039

Mortgage

Document Number	0000015083
Date	Jan 11, 2022
Instrument	2022-0015083

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jan 31, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	633 TRACI LN, VISTA, CA 92084-7039
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE SAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000461430
Date	Nov 5, 2018
Instrument	2018-0461430

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 30, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	633 TRACI LN, VISTA, CA 92084-7039
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 TRACI LN, VISTA, CA 92084-7039

Mortgage

Document Number	0000672220
Date	Oct 29, 2020
Instrument	2020-0672220

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 27, 2020
Property Address	633 TRACI LN, VISTA, CA 92084-7039
Document Number	0000042257
Instrument Date	Jan 22, 2020
Instrument	2020-0042257
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 TRACI LN, VISTA, CA 92084-7039

Mortgage

Document Number	0000042258
Date	Jan 27, 2020
Instrument	2020-0042258

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

February 2019: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 20, 2019
Property Address	633 TRACI LN, VISTA, CA 92084-7039
Document Number	0000059956
Instrument Date	Nov 19, 2018
Instrument	59956
Record Updated	Mar 1, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 TRACI LN VISTA CA 920847039, VISTA, CA 92084-7039

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$434,929 (+2%) Land $247,915 Building $187,014
2025	$5,580.00 (+7.45%)	$426,402 (+4.04%) Land $243,054 Building $183,348
2023	$5,193.00 (+0.23%)	$409,846 Land $233,617 Building $176,229
2022	$5,181.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2000–2009)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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