633 Sparrow Dr, Apt A, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 633 Sparrow Dr, Apt A, Surfside Beach, SC 29575

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,080 sqft · built 1984
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$204,000 (Jan 2025)
Tax Bill	$657 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`462-12-02-0285`

Property Details

APN / Parcel Number

Primary APN	`462-12-02-0285`
Alternative APN	`1950361032`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Units	5 Units
Stories	2 Stories
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Exterior Material	Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	633 SPARROW DR, A
City	SURFSIDE BEACH
State	SC
Zip	29575-3181
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SPARROW TH I; PARCEL A UNIT A
Legal Subdivision	SPARROW TH I
Legal Unit	A
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	2
Census Block	2005
Census Tract	51202

Owner

633 Sparrow Dr, Apt A is owned by two individuals who bought it in January 2025.

Source: Horry County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	633 SPARROW DR, SURFSIDE BEACH, SC 29575-3181
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage SOUTHSTATE BANK
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage US MORTGAGE
Jun 19, 2019	Warranty Deed, Transfer FINANCE & AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2025 · Amount on File
Deed Sale	Jan 31, 2025 · Amount on File
Prior Sale	Jun 19, 2019 · Amount on File
Deed Document Number	202510875
Deed Book / Page	4904 / 3371
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	633 SPARROW DR APT A, A, SURFSIDE BEACH, SC 29575-3181
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	SPARROW DR, SURFSIDE BEACH, SC 29575

Mortgage

Document Number	65640000001161
Date	May 27, 2022
Book Page	0000006564/0000001161

Lender

Name	SOUTHSTATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2032

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	633 SPARROW DR APT A, A, SURFSIDE BEACH, SC 29575-3181
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	SPARROW DR, SURFSIDE BEACH, SC 29575

Mortgage

Document Number	64570000002324
Date	Oct 4, 2021
Book Page	0000006457/0000002324

Lender

Name	US MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2046

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Jun 19, 2019
Property Address	633 SPARROW DR APT A, A, SURFSIDE BEACH, SC 29575-3181
Document Number	4218/0148
Book / Page	004218 / 000148
Instrument Date	Jun 19, 2019
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$481.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 SPARROW DR #A SURFSIDE BEACH SC 295753181, A, SURFSIDE BEACH, SC 29575-3181

Mortgage

Document Number	6101/2767
Date	Jun 19, 2019
Book Page	006101/002767

Lender

Name	FINANCE & AMERICA

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2049

Mortgage

Document Number	6101/2787,
Date	Jun 19, 2019
Book Page	006101/002787

Lender

Name	FINANCE & AMERICA

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jun 18, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 633 Sparrow Dr, Apt A was $657.

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Surfside Beach Town
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$657.00		$220,846 (-) Land $140,000 Building $80,846
2024	$657.00 (+9.5%)	$13,251 (+168.46%) Land $8,400 Building $4,851	$220,846 (+78.97%) Land $140,000 Building $80,846
2023	$600.00	$4,936 Land $1,200 Building $3,736	$123,400 Land $30,000 Building $93,400
2021	$585.00	$12,957 Land $3,150 Building $9,807	$123,400 Land $30,000 Building $93,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 633 Sparrow Dr, Apt A in Zone X, an area of minimal flood risk, though there have been 263 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	263 (1979–2024)
Claims Outside the SFHA	25 of 263
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Matthew, Oct 2016 · 17 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 40 claims Hurricane Hugo, Sep 1989 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 633 Sparrow Dr, Apt A is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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