633 S Stetson Dr, Payson, AZ 85541 Property Records

Gila County property record for 633 S Stetson Dr, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 1981
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Jun 2025)
Tax Bill	$710 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2025 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`304-33-482`

Property Details

APN / Parcel Number

Primary APN	`304-33-482`
Alternative APNs	`R034816` `034816`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asbestos
Lot Area	7,841 sqft (0.18 acres)

Exterior Amenities

Porch	Porch
Porch Area	140 sqft
Deck Area	Deck Area
Patio Area	126 sqft
Canopy	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	R034816
Street Address	633 S STETSON DR
City	PAYSON
State	AZ
Zip	85541-2132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 25 TOWNSHIP: 09N RANGE: 10E LOT 481 OF TONTO CREEK SHORES OF PLAT 441SW1/4 SEC 25 T9N R10E = 0.18 AC
Legal Range	10E
Legal Township	09N
Legal Section	25
Legal Subdivision	TONTO CREEK
Legal Lot Number	481
Jurisdiction	GILA AZ
Township / Civil Division	TONTO BASIN
Census Block Group	1
Census Block	1014
Census Tract	600

Owner

Source: Gila County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	633 S STETSON DR, PAYSON, AZ 85541-2132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Jun 6, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 11, 2022	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2025 · Amount on Record
Deed Sale	Jun 6, 2025 · Amount on Record
Prior Sale	Apr 11, 2022 · Amount on Record
Deed Document Number	20255216
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Recording Date	Jun 2, 2026
Property Address	633 S STETSON DR, PAYSON, AZ 85541-2132
Document Number	0000005358
Instrument Date	May 26, 2026
Instrument	20265358
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 S STETSON DR, PAYSON, AZ 85541-2132

Mortgage

Document Number	0000005358,
Date	Jun 2, 2026
Instrument	20265358

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Aug 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Jun 6, 2025
Property Address	633 S STETSON DR, PAYSON, AZ 85541-2132
Document Number	0000005216
Map Reference	MAP 441
Instrument Date	Jun 5, 2025
Instrument	2025-005216
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	GREAT AMERICAN TTL AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	633 S STETSON DR, PAYSON, AZ 85541-2132

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	702 W SADDLE LN, PAYSON, AZ 85541-3048

Mortgage

Document Number	0000005217
Date	Jun 6, 2025
Instrument	2025-005217

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Apr 11, 2022
Property Address	633 S STETSON DR, PAYSON, AZ 85541-2132
Document Number	0000005050
Map Reference	MAP 441
Instrument Date	Apr 5, 2022
Instrument	2022-005050
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	257 S TATUM TRL, PAYSON, AZ 85541-2149

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	533 S STETSON DR, PAYSON, AZ 85541-2131

Mortgage

Document Number	0000005051
Date	Apr 11, 2022
Instrument	2022-005051

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,810 (+8.97%) Land $3,309 Building $17,501	$208,102 (+8.97%) Land $33,089 Building $175,013
2025	$710.00 (+6.77%)
2024		$19,097 Land $1,998 Building $17,099	$190,973 Land $19,985 Building $170,988
2023	$665.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	20 (1993–2018)
Claims Outside the SFHA	1 of 20
Most Recent Claim	Jul 2018 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Jan 2010 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 78% of Arizona
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GISELA public/private · serves 508 people · EPA ID AZ0404346
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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