633 S Ruby St, Derry, PA 15627 Property Records

Westmoreland County property record for 633 S Ruby St, Derry, PA 15627 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	8,515 sqft (0.195 acres)
Occupancy	Owner Occupied
Last Sale	$106,500 (2010)
Tax Bill	$1,899.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`45-42-05-0-052`
Alternative APN	`0450420050052`

Exterior

Lot Area	8,515 sqft (0.195 acres)
Depth X Width	131 ft x 65 ft Depth x Width

Location & Zoning

Street Address	633 S RUBY ST
City	DERRY
State	PA
Zip	15627-1427
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT B HSE 65 X 131
Legal Subdivision	RICH PLAN OF LOTS
Legal Lot Number	B
Jurisdiction	WESTMORELAND PA
Minor Civil Division	DERRY
Census Blockgroup	2
Census Block	2013
Census Tract	808100

Owner

Source: Westmoreland County records · APN 45-42-05-0-052

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	633 S RUBY ST, DERRY, PA 15627-1427
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 27, 2010 · Amount on Record
Deed Sale	Oct 27, 2010 · Amount on Record
Prior Sale	May 07, 2008 · Amount on Record
Deed Doc Number	201039424
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Recording Date	Jul 21, 2026
Property Address	633 S RUBY ST, DERRY, PA 15627-1427
Document Number	0000019753
Instrument Date	Jul 02, 2026
Instrument	202619753
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 S RUBY ST, DERRY, PA 15627-1427

Mortgage

Document Number	0000019753,
Date	Jul 21, 2026
Instrument	202619753

Lender

Name	FIRST COMMONWEALTH BANK

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Westmoreland County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
County Subdivision	Derry Township
Unified School District	Derry Area School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,899.00 (+0.8%)	$15,160 (-) Land $1,020 Building $14,140
2025	$1,884.00		$15,160 (-) Land $1,020 Building $14,140
2024	$1,884.00	$15,160 Land $1,020 Building $14,140
1972			$15,160 Land $1,020 Building $14,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Low above 20% of the US · above 43% of Pennsylvania
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.