633 River Bend Estates Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 633 River Bend Estates Dr, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,243 sqft · built 1986
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Flood ZoneZone X (minimal risk)
APNA870000263

Property Details

APN / Parcel Number

Primary APNA870000263
Alternative APN
  • 3-0014-6007-00-0097.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,243 sqft Living Area
Gross Area3,879 sqft
1st Floor Area1,183 sqft
Basement Area1,156 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,761 sqft (0.27 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area215 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA870000263
Street Address633 RIVER BEND ESTATES DR
CitySAINT CHARLES
StateMO
Zip63303-6064
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVER BEND EST #3 LOT 97
Legal SubdivisionRIVER BEND EST #3
Legal Lot Number97
JurisdictionST CHARLES MO
Township / Civil DivisionFRONTIER
Census Block Group2
Census Block2005
Census Tract311145

Owner

633 River Bend Estates Dr is owned and occupied by two individuals.

Source: St. Charles County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address633 RIVER BEND ESTATES DR, SAINT CHARLES, MO 63303-6064
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$78,057$410,825 Land $84,000 Building $326,825
2023$70,188
2022$369,409 Land $60,000 Building $309,409

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 633 River Bend Estates Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 633 River Bend Estates Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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