633 Lupine Valley Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 633 Lupine Valley Rd, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,799 sqft · built 1977
Lot Size	4.01 acres (174,676 sqft)
Owner	Company Name on File
Last Sale	$2,340,000 (Oct 2020)
Tax Bill	$29,081 (2025)
Deeds & Mortgages	Mar 2022 Transfer Mar 2022 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`041-132-67`

Property Details

APN / Parcel Number

Primary APN	`041-132-67`
Alternative APN	`041-132-67-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Building Area	3,799 sqft Living Area
Gross Area	4,539 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	174,676 sqft
Terrain	Steep
Garage Type	Attached
Garage Area	740 sqft
Parking Spaces	3 Parking Spaces
Deck Area	1,040 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	633 LUPINE VALLEY RD
City	APTOS
State	CA
Zip	95003-9561
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1023
Census Tract	122002

Owner

633 Lupine Valley Rd is owned by a company that acquired it in March 2022 and is owner-occupied.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Company Name on File
Mailing Address	633 LUPINE VALLEY RD, APTOS, CA 95003-9561
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Intrafamily Transfer, Transfer
Mar 28, 2022	Intrafamily Transfer, Transfer
Mar 28, 2022	Intrafamily Transfer, Transfer
Mar 22, 2021	Intrafamily Transfer, Transfer UNISOURCE
Mar 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Oct 8, 2020	Grant Deed, Transfer OLD REPUBLIC TITLE
Apr 9, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2020 · Amount on File
Deed Sale	Oct 8, 2020 · Amount on File
Prior Sale	Apr 27, 2000 · Amount on File
Deed Document Number	202040702
Last Transfer Date	Mar 22, 2022
Transfer Doc	0000009949
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 28, 2022
Property Address	633 LUPINE VALLEY RD, APTOS, CA 95003-9561
Document Number	0000009948
Map Reference	VOL 19 PG 66
Instrument Date	Mar 22, 2022
Instrument	2022-0009948
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	633 LUPINE VALLEY RD, APTOS, CA 95003-9561

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 28, 2022
Property Address	633 LUPINE VALLEY RD, APTOS, CA 95003-9561
Document Number	0000009950
Map Reference	VOL 19 PG 66
Instrument Date	Mar 22, 2022
Instrument	2022-0009950
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 LUPINE VALLEY RD, APTOS, CA 95003-9561

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 28, 2022
Property Address	633 LUPINE VALLEY RD, APTOS, CA 95003-9561
Document Number	0000009949
Map Reference	VOL 19 PG 66
Instrument Date	Mar 22, 2022
Instrument	2022-0009949
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	633 LUPINE VALLEY RD, APTOS, CA 95003-9561

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 22, 2021
Property Address	633 LUPINE VALLEY RD, APTOS, CA 95003-9561
Document Number	0000016527
Map Reference	VOL 19 PG 66
Instrument Date	Mar 12, 2021
Instrument	2021-0016527
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	UNISOURCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 LUPINE VALLEY RD, APTOS, CA 95003-9561

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 22, 2021
Property Address	633 LUPINE VALLEY RD, APTOS, CA 95003-9561
Document Number	0000016525
Map Reference	VOL 19 PG 66
Instrument Date	Mar 12, 2021
Instrument	2021-0016525
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	UNISOURCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	633 LUPINE VALLEY RD, APTOS, CA 95003-9561

Mortgage

Document Number	0000016526
Date	Mar 22, 2021
Instrument	2021-0016526

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 8, 2020
Property Address	633 LUPINE VALLEY RD, APTOS, CA 95003-9561
Document Number	0000040702
Instrument Date	Oct 6, 2020
Instrument	40702
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$2,574.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	633 LUPINE VALLEY RD APTOS CA 950039561, APTOS, CA 95003-9561

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	633 LUPINE VALLEY RD, APTOS, CA 95003-9561
Document Number	0000010208
Instrument Date	Apr 9, 2019
Transaction Type	Mortgage
Record Updated	May 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 LUPINE VALLEY RD APTOS CA 950039561, APTOS, CA 95003-9561

Mortgage

Document Number	0000010208
Date	Apr 22, 2019
Instrument	10208

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 633 Lupine Valley Rd was $29,081 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,583,549 (+2%) Land $1,766,529 Building $817,020
2025	$29,081.00 Homeowner's exemption	$2,532,891 Land $1,731,891 Building $801,000
2023	$26,678.00 (+1.71%) Homeowner's exemption	$2,434,536 Land $1,664,640 Building $769,896	$2,268,270
2022	$26,230.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 633 Lupine Valley Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 633 Lupine Valley Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Etheric Networks, Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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