Lowndes County property record for 633 Lacy Rd, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 3,037 sqft · built 2002 |
| Lot Size | 13.9 acres (605,484 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,826 (2025) |
| Deeds & Mortgages | Jan 2025 Mortgage Feb 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 52W220015101 |
| Primary APN | 52W220015101 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 3,037 sqft Adjusted Area |
| 1st Floor Area | 2,600 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 605,484 sqft (13.9 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Shed | 1 Shed |
| Shed Area | 2,000 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 633 LACY RD |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39702-7813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE4 633 LACY RD |
| Legal Range | 17W |
| Legal Township | 18S |
| Legal Section | 02 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 405 |
633 Lacy Rd is owned and occupied by two individuals who acquired it in February 2025.
Source: Lowndes County records, as of March 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 633 LACY RD, COLUMBUS, MS 39702-7813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 28, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BANKFIRST FINANCIAL SERVICES |
| Feb 7, 2025 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 5, 2025 |
| Transfer Doc | 0020250884 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 633 LACY RD, COLUMBUS, MS 39702-7813 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020251714 |
|---|---|
| Date | Jan 28, 2025 |
| Book Page | 2025/1714 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 27, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Feb 7, 2025 |
| Property Address | 633 LACY RD, COLUMBUS, MS 39702-7813 |
| Document Number | 0020250884 |
| Book / Page | 2025 / 884 |
| Instrument Date | Feb 5, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 633 LACY RD, COLUMBUS, MS 39702-7813 |
The 2025 property tax bill for 633 Lacy Rd was $1,826 with a homeowner's exemption, down 1.9% from the year before.
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,826.00 (-1.93%) Homeowner's exemption | $21,723 | $206,300 Land $13,370 Building $192,930 |
| 2024 | $1,862.00 (+14.51%) | ||
| 2023 | $1,626.00 Homeowner's exemption | $19,932 | $186,620 Land $13,600 Building $173,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 633 Lacy Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 633 Lacy Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES W/A #1-LEE STOKES public/private · serves 2,209 people · EPA ID MS0440005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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