633 E Saw Mill Rd, Westminster, MD 21158 Property Records

Carroll County property record for 633 E Saw Mill Rd, Westminster, MD 21158

Property Summary

Property Type	Rural Home
Details	2.5 ba · 2,376 sqft · built 2014
Lot Size	7.89 acres (343,732 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Apr 2023)
Tax Bill	$5,041 (2026)
Deeds & Mortgages	Apr 2023 Sale Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-130694`

Property Details

APN / Parcel Number

Primary APN	`07-130694`
Alternative APNs	`7130694` `130694`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,376 sqft Total Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	343,732 sqft (7.89 acres)
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	130694
Street Address	633 E SAW MILL RD
City	WESTMINSTER
State	MD
Zip	21158-2337
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AGRIC
Legal Description	LT 1C - 7.891 ACS 633 E SAW MILL RD 56-234 SPRINGMEADOW AMND
Legal Subdivision	SPRINGMEADOW
Legal Tract	2
Legal Lot Number	1C
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1002
Census Tract	507601

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	633 E SAW MILL RD, WESTMINSTER, MD 21158-2337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Deed, Transfer
Feb 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 4, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2023 · Amount on Record
Deed Sale	Apr 28, 2023 · Amount on Record
Deed Book / Page	11020 / 237
Prior Transfer Date	Feb 6, 2020
Prior Transfer Doc	0100870040
Record Updated	Oct 29, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 28, 2023
Property Address	633 E SAW MILL RD, WESTMINSTER, MD 21158-2337
Document Number	0110200237
Book / Page	11020 / 237
Instrument Date	Feb 13, 2023
Transaction Type	Transfer
Record Updated	May 17, 2023

Transaction

Amount	Amount Recorded
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	633 E SAW MILL RD, WESTMINSTER, MD 21158-2337
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 E SAW MILL RD, WESTMINSTER, MD 21158-2337

Mortgage

Document Number	0106700007
Date	Feb 11, 2022
Book Page	10670/7

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jan 24, 2037

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	633 E SAW MILL RD, WESTMINSTER, MD 21158-2337
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099430415
Date	Nov 10, 2020
Book Page	9943/415

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Feb 4, 2021
Property Address	633 E SAW MILL RD, WESTMINSTER, MD 21158-2337
Document Number	0100870040
Book / Page	10087 / 40
Map Reference	LB 1806 FO 706
Instrument Date	Feb 6, 2020
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	633 E SAW MILL RD, WESTMINSTER, MD 21158-2337
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,041.00 (+6.8%)	$444,800 (+6.88%) Land $131,300 Building $313,500	$444,800 (-) Land $131,300 Building $313,500
2025	$4,720.00 (+16.4%)	$416,167 (+15.96%)	$444,800 (+23.93%) Land $131,300 Building $313,500
2023	$4,055.00	$358,900 Land $131,300 Building $227,600	$358,900 Land $131,300 Building $227,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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