633 E Cross St, Anderson, IN 46012 Property Records

Madison County property record for 633 E Cross St, Anderson, IN 46012

Property Summary

Property TypeRural Home
Details3 bd · 1.5 ba · 3,400 sqft · built 1982
Lot Size5.62 acres (244,807 sqft)
OwnerIndividual Name on Record
Tax Bill$2,457 (2025)
Deeds & MortgagesAug 2022 Mortgage
Flood ZoneZone AE (high risk)
APN18-3711-C-Z

Property Details

APN / Parcel Number

Primary APN18-3711-C-Z
Alternative APNs
  • 48-12-06-200-003.000-003
  • 00001083134

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms11 Rooms
Stories1 Story
Building Area3,400 sqft Living Area
1st Floor Area3,400 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Construction TypeWood
Roof MaterialAsphalt
Lot Area244,807 sqft (5.62 acres)
Garage TypeAttached
Garage Area713 sqft
Parking Spaces2 Parking Spaces
Patio Area888 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number00001083134
Street Address633 E CROSS ST
CityANDERSON
StateIN
Zip46012-1856
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionW2 NW PLAT 1-2 5.6200ACRES STR: 06198
JurisdictionMADISON IN
Township / Civil DivisionANDERSON
Census Block Group3
Census Block3000
Census Tract1400

Owner

Source: Madison County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address633 E CROSS ST, ANDERSON, IN 46012-1856
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 20, 2011
Transfer Doc2011008514
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IN
Property Address633 E CROSS ST, ANDERSON, IN 46012-1856
Transaction TypeMortgage
Record UpdatedAug 24, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022R13092
DateAug 3, 2022
Instrument2022R13092
Lender
NameSTAR FINANCIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 13, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityAnderson City
CountyMadison County
County SubdivisionAnderson Township
Unified School DistrictAnderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,457.00 (+16.83%) Homeowner's exemption$241,600 (+29.54%) Land $20,600 Building $221,000$241,600 (+29.54%) Land $20,600 Building $221,000
2024$2,103.00 (+0.29%)
2023$186,500 (-1.79%) Land $19,500 Building $167,000$186,500 (-1.79%) Land $19,500 Building $167,000
2022$2,097.00 Homeowner's exemption$189,900 Land $18,200 Building $171,700$189,900 Land $18,200 Building $171,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 63% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANDERSON WATER DEPARTMENT
serves 55,212 people · EPA ID IN5248002
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Dec 2024
Treatment and ProcedureCorrosion control
Jan 2026
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
DSL
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Cross St

Nearby Streets

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