633 Cousintown Rd, Interlachen, FL 32148 Property Records

Putnam County property record for 633 Cousintown Rd, Interlachen, FL 32148

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 10,412 sqft · built 1920
Lot Size	29 acres (1,264,547 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Nov 2024)
Tax Bill	$4,335 (2025)
Deeds & Mortgages	Jul 2026 Sale Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-10-24-0000-0160-0000`

Property Details

APN / Parcel Number

Primary APN	`28-10-24-0000-0160-0000`
Alternative APN	`77817`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	10,412 sqft Living Area
Gross Area	1,692 sqft
1st Floor Area	1,692 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Lot Area	1,264,547 sqft (29 acres)
Garage Area	528 sqft
Porch	Finished/Open Porch
Porch Area	2,872 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	77817
Street Address	633 COUSINTOWN RD
City	INTERLACHEN
State	FL
Zip	32148-5725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E7/8 OF N1/2 OF NE1/4 W OF COUSINTOWN RD OR315 P1405 (EX OR327 P898 OR498 PP236 238 OR989 P877 (SUB TO ESMT OR796 P918 AND OR1071 P1032)
Legal Range	24E
Legal Township	10S
Legal Section	28
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	3
Census Block	3041
Census Tract	950500

Owner

Source: Putnam County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	633 COUSINTOWN RD, INTERLACHEN, FL 32148-5725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB
Jan 8, 2020	Grant Deed, Transfer · Conventional Mortgage TIAA FSB
Sep 23, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2024 · Amount on Record
Deed Sale	Nov 21, 2024 · Amount on Record
Prior Sale	Jan 8, 2020 · Amount on Record
Deed Document Number	202430651
Deed Book / Page	1786 / 465
Last Transfer Date	Jul 16, 2026
Transfer Doc	0000017550
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Jul 17, 2026
Property Address	633 COUSINTOWN RD, INTERLACHEN, FL 32148-5725
Document Number	0000017550
Book / Page	1879 / 137
Instrument Date	Jul 16, 2026
Instrument	202617550
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	633 COUSINTOWN RD, INTERLACHEN, FL 32148-5725
Investor	Possibly a Property Investor

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	633 COUSINTOWN RD, INTERLACHEN, FL 32148-5725
Document Number	0015700318
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	RADIAN TITLE INSURANCE INC, RADIAN TITLE INS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	93 FOLCROFT LN PALM COAST FL 321378495, PALM COAST, FL 32137-8495

Mortgage

Document Number	0015700318
Date	Feb 27, 2020
Book Page	001570/000318
Instrument	54003791

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PUTNAM FL
Recording Date	Jan 8, 2020
Property Address	633 COUSINTOWN RD, INTERLACHEN, FL 32148-5725
Document Number	0015650455
Book / Page	001565 / 000455
Instrument Date	Nov 22, 2019
Instrument	54000380
Transaction Type	Transfer
Record Updated	Feb 6, 2020
Title Company	RADIAN TITLE INSURANCE INC, RADIAN TITLE INS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,644.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	93 FOLCROFT LN PALM COAST FL 321378495, PALM COAST, FL 32137-8495

Mortgage

Document Number	15650457
Date	Jan 8, 2020
Book Page	001565/000457
Instrument	54000381

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2050

September 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PUTNAM FL
Recording Date	Sep 23, 2019
Property Address	633 COUSINTOWN RD, INTERLACHEN, FL 32148-5725
Document Number	0015550262
Book / Page	001555 / 000262
Instrument Date	Sep 10, 2019
Instrument	54017069
Transaction Type	Foreclosure
Record Updated	Oct 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,335.00 (-29.88%)	$278,540 (-30.87%)	$437,450 (-25.22%) Land $227,450 Building $210,000
2023	$6,182.00 (+5.17%) Homeowner's exemption	$402,940 (+3%)	$585,010 (+37.61%) Land $255,890 Building $329,120
2022	$5,878.00 Homeowner's exemption	$391,210	$425,120 Land $150,450 Building $274,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1997–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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