633 Copper Ridge Way, Oakley, CA 94561 Property Records

Contra Costa County property record for 633 Copper Ridge Way, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,268 sqft · built 2019
Lot Size	0.139 acres (6,045 sqft)
Owner	Individual Name on Record
Last Sale	$888,000 (May 2023)
Tax Bill	$13,970 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jul 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`034-260-056-6`

Property Details

APN / Parcel Number

Primary APN	`034-260-056-6`
Alternative APN	`034-260-056`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,268 sqft Living Area
1st Floor Area	1,420 sqft
2nd Floor Area	1,848 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Lot Area	6,045 sqft (0.139 acres)
Garage Type	Attached
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	633 COPPER RIDGE WAY
City	OAKLEY
State	CA
Zip	94561-5098
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9461 L27
Legal Subdivision	SUBDIVISION 9461
Legal Tract	9461
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1003
Census Tract	302007

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	633 COPPER RIDGE WAY, OAKLEY, CA 94561-5098
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 7, 2020	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Jan 22, 2020	Grant Deed, Subdivision Related Transfer OLD REPUBLIC TITLE
Jan 22, 2020	Grant Deed, Transfer · Line of Credit UMPQUA BK
Jan 22, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2023 · Amount on Record
Deed Sale	May 23, 2023 · Amount on Record
Prior Sale	Jul 7, 2020 · Amount on Record
Deed Document Number	202348583
Prior Transfer Date	Jan 14, 2020
Prior Transfer Doc	0000013306
Record Updated	Sep 20, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 23, 2023
Property Address	633 COPPER RIDGE WAY, OAKLEY, CA 94561-5098
Document Number	0000048583
Map Reference	MB 536 PG 15
Instrument Date	May 18, 2023
Instrument	2023-048583
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 COPPER RIDGE WAY, OAKLEY, CA 94561-5098

Mortgage

Document Number	0000048584
Date	May 23, 2023
Instrument	2023-048584

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Jun 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.3%
Index	Other
Max Rate	11.3%

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 7, 2020
Property Address	633 COPPER RIDGE WAY, OAKLEY, CA 94561-5098
Document Number	0000133268
Instrument Date	Jul 1, 2020
Instrument	133268
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$748.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	633 COPPER RIDGE WAY OAKLEY CA 945615098, OAKLEY, CA 94561-5098

Mortgage

Document Number	133269
Date	Jul 7, 2020
Instrument	133269

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2050

January 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 22, 2020
Property Address	633 COPPER RIDGE WAY, OAKLEY, CA 94561-5098
Document Number	0000013304
Instrument Date	Jan 14, 2020
Instrument	13304
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$7,358.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	COPPER RIDGE WAY OAKLEY CA 94561, OAKLEY, CA 94561

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 22, 2020
Property Address	633 COPPER RIDGE WAY, OAKLEY, CA 94561-5098
Document Number	0000013305
Instrument Date	Jan 14, 2020
Instrument	13305
Transaction Type	Transfer
Record Updated	Feb 10, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4021 PORT CHICAGO HWY CONCORD CA 945201122, CONCORD, CA 94520-1122

Mortgage

Document Number	13308
Date	Jan 22, 2020
Instrument	13308

Lender

Name	UMPQUA BK
Type	Bank
Address	1111 3RD AVE # 2900, SEATTLE, WA 98101-3203

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 22, 2020
Property Address	633 COPPER RIDGE WAY, OAKLEY, CA 94561-5098
Document Number	0000013306
Instrument Date	Jan 14, 2020
Instrument	13306
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	COPPER RIDGE WAY OAKLEY CA 94561, OAKLEY, CA 94561

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$942,351 (+2%) Land $244,077 Building $698,274
2025	$13,970.00 (+20.73%) Homeowner's exemption	$923,875 (+30.67%) Land $239,292 Building $684,583
2023	$11,571.00 (+1.77%)	$707,055 Land $156,060 Building $550,995
2022	$11,370.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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