DuPage County property record for 633 Christopher Ln, Carol Stream, IL 60188
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 5,311 sqft · built 1992 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $435,000 (Dec 2019) |
| Tax Bill | $15,869 (2025) |
| Deeds & Mortgages | Apr 2018 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-401-033 |
| Primary APN | 01-26-401-033 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 5,311 sqft Living Area |
| Basement Area | 1,771 sqft |
| Finished Basement | 1,771 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 15,246 sqft (0.35 acres) |
| Cooling System | Central |
|---|
| Street Address | 633 CHRISTOPHER LN |
|---|---|
| City | CAROL STREAM |
| State | IL |
| Zip | 60188-4203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | TALL OAKS ESTATES ALL |
| Legal Subdivision | TALL OAKS ESTATES |
| Legal Lot Number | 27 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | WAYNE |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 841307 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 633 CHRISTOPHER LN, CAROL STREAM, IL 60188-4203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2018 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Jan 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Dec 23, 2019 | Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2019 · Amount on Record |
| Deed Sale | Dec 23, 2019 · Amount on Record |
| Deed Document Number | 2019119077 |
| Prior Transfer Date | Feb 3, 1997 |
| Prior Transfer Doc | 0000027711 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 633 CHRISTOPHER LN, CAROL STREAM, IL 60188-4203 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000035058 |
|---|---|
| Date | Apr 24, 2018 |
| Instrument | R2018-035058 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 633 CHRISTOPHER LN, CAROL STREAM, IL 60188-4203 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000004990 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | R2021-004990 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Dec 23, 2019 |
| Property Address | 633 CHRISTOPHER LN, CAROL STREAM, IL 60188-4203 |
| Document Number | 0000119077 |
| Instrument Date | Dec 17, 2019 |
| Instrument | 119077 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $652.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1096 BUCKSKIN LN CAROL STREAM IL 601889104, CAROL STREAM, IL 60188-9104 |
| Document Number | 119078 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 119078 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Wayne Township |
| Municipality | Carol Stream Village |
| Elementary School District | Benjamin School District 25 (PK - 08) |
| Secondary School District | Community High School District 94 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,869.00 (+13.5%) | $202,920 (+28.91%) Land $48,714 Building $154,206 | $608,760 (+28.91%) Land $146,142 Building $462,618 |
| 2022 | $13,982.00 Homeowner's exemption | $157,410 Land $37,790 Building $119,620 | $472,230 Land $113,370 Building $358,860 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAROL STREAM serves 39,854 people · EPA ID IL0430200 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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