633 Chip Ct, Gurnee, IL 60031 Property Records

Lake County property record for 633 Chip Ct, Gurnee, IL 60031

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,162 sqft · built 1976
Lot Size0.022 acres (975 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Jun 2021)
Tax Bill$4,625 (2024)
Deeds & MortgagesJun 2021 Sale & Mortgage
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-28-202-065

Property Details

APN / Parcel Number

Primary APN07-28-202-065

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area1,162 sqft Living Area
1st Floor Area789 sqft
2nd Floor Area373 sqft
Upper Floors Area373 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleTownhouse
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area975 sqft (0.022 acres)
Garage TypeDetached
Garage Area200 sqft
Parking Spaces1 Parking Space
Patio Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address633 CHIP CT
CityGURNEE
StateIL
Zip60031-3113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHEATHERRIDGE PART OF NEIGHBORHOOD NO 1 PHASE 4 U-269
Legal SubdivisionHEATHERRIDGE
Legal Phase4
JurisdictionLAKE IL
Township / Civil DivisionWARREN
Census Block Group1
Census Block1056
Census Tract861603

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address633 CHIP CT, GURNEE, IL 60031-3113
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2021Warranty Deed, Transfer · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
Oct 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 25, 2017Warranty Deed, Transfer · FHA Mortgage
COMPASS MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 25, 2021 · Amount on Record
Deed SaleJun 25, 2021 · Amount on Record
Prior SaleJul 25, 2017 · Amount on Record
Deed Document Number20217802647
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateJun 25, 2021
Property Address633 CHIP CT, GURNEE, IL 60031-3113
Document Number0007802647
Map ReferenceDOC 1790887
Instrument DateMay 24, 2021
Instrument7802647
Transaction TypeTransfer
Record UpdatedAug 23, 2021
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address633 CHIP CT, GURNEE, IL 60031-3113

Mortgage

Document Number0007802648
DateJun 25, 2021
Instrument7802648
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051
Interest
Rate TypeFixed Rate
Rate3.12%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address633 CHIP CT, GURNEE, IL 60031-3113
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPRO TITLE GROUP INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007707979
DateOct 22, 2020
Instrument7707979
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address633 CHIP CT, GURNEE, IL 60031-3113
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPRO TITLE GROUP INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007547675
DateMar 8, 2019
Instrument7547675
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2049

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateJul 25, 2017
Property Address633 CHIP CT, GURNEE, IL 60031-3113
Document Number0007414168
Map ReferenceDOC1794879
Instrument DateJul 7, 2017
Instrument7414168
Transaction TypeTransfer
Record UpdatedMar 17, 2022
Title CompanyPROPER TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$134.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address633 CHIP CT, GURNEE, IL 60031-3113

Mortgage

Document Number0007414169
DateJul 25, 2017
Instrument7414169
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047
Interest
Rate TypeFixed Rate
Rate5.25%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWarren Township
MunicipalityGurnee Village
Secondary School DistrictWarren Township High School District 121 (09 - 12)
Elementary School DistrictWoodland Community Consolidated School District 50 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$63,023 (+17.65%) Land $8,940 Building $54,083$189,088 (+17.65%) Land $26,823 Building $162,265
2024$4,625.00 (+13.36%)
2023$4,080.00 (+18.78%)$53,568 (+11.92%) Land $7,599 Building $45,969$160,720 (+11.92%) Land $22,799 Building $137,921
2022$3,435.00$47,862 Land $5,929 Building $41,933$143,601 Land $17,789 Building $125,812

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1979–2017)
Claims Outside the SFHA4 of 8
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGURNEE
serves 30,193 people · EPA ID IL0970350
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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