633 Chadbourne Ave NW, Concord, NC 28027 Property Records

Cabarrus County property record for 633 Chadbourne Ave NW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,409 sqft · built 1983
Lot Size	1.96 acres (85,378 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,500 (Sep 2019)
Tax Bill	$3,689 (2023)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`5611 42 2894`

Property Details

APN / Parcel Number

Primary APN	`5611 42 2894`
Alternative APNs	`02009 0028.000000` `116208`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,409 sqft Living Area
Gross Area	3,349 sqft
1st Floor Area	1,417 sqft
Upper Floors Area	992 sqft
Flooring	Vinyl/Resilient
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	85,378 sqft (1.96 acres)
Lot Dimensions	256 ft deep x 187 ft wide
Garage Type	Finished
Garage Area	754 sqft
Driveway	Concrete Driveway
Driveway Area	1,820 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	116208
Street Address	633 CHADBOURNE AVE NW
City	CONCORD
State	NC
Zip	28027-7622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LT 22 ZEMOSA ACRES
Legal Subdivision	ZEMOSA ACRES
Legal Lot Number	22
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	2
Census Block	2012
Census Tract	42501

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	633 CHADBOURNE AVE NW, CONCORD, NC 28027-7622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK AND TRUST COMPANY
Apr 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK AND TRUST COMPANY
Nov 4, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 15, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Sep 3, 2019	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2019 · Amount on Record
Deed Sale	Sep 3, 2019 · Amount on Record
Prior Sale	Jan 31, 2005 · Amount on Record
Deed Book / Page	13699 / 62
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	Apr 16, 2026
Property Address	633 CHADBOURNE AVE NW, CONCORD, NC 28027-7622
Document Number	0017943335
Book / Page	17943 / 335
Instrument Date	Apr 6, 2026
Instrument	20268750
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 CHADBOURNE AVE NW, CONCORD, NC 28027-7622
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008750,
Date	Apr 16, 2026
Book Page	17943/335
Instrument	20268750

Lender

Name	FIRST CITIZENS BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	Apr 16, 2026
Property Address	633 CHADBOURNE AVE NW, CONCORD, NC 28027-7622
Document Number	0017943335
Book / Page	17943 / 335
Instrument Date	Apr 6, 2026
Instrument	20268750
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 CHADBOURNE AVE NW, CONCORD, NC 28027-7622
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008750,
Date	Apr 16, 2026
Book Page	17943/335
Instrument	20268750

Lender

Name	FIRST CITIZENS BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6%
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	633 CHADBOURNE AVE NW, CONCORD, NC 28027-7622
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001627058
Date	Nov 4, 2022
Book Page	16270/58

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	CONCORD, NC 28026

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	633 CHADBOURNE AVE NW, CONCORD, NC 28027-7622
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015020318
Date	Mar 22, 2021
Book Page	15020/318

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	633 CHADBOURNE AVE NW, CONCORD, NC 28027-7622
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015576286
Date	Oct 15, 2021
Book Page	15576/286

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	CONCORD, NC 28026

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 3, 2019
Property Address	633 CHADBOURNE AVE NW, CONCORD, NC 28027-7622
Document Number	1369962
Book / Page	013699 / 000062
Instrument Date	Sep 3, 2019
Instrument	23479
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$611.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	633 CHADBOURNE AVE NW CONCORD NC 280277622, CONCORD, NC 28027-7622

Mortgage

Document Number	1369965
Date	Sep 3, 2019
Book Page	013699/000065
Instrument	23480

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2049

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$484,340 (-) Land $115,000 Building $369,340
2025		$484,340 (+60.17%) Land $115,000 Building $369,340
2024			$484,340 (+60.17%) Land $115,000 Building $369,340
2023	$3,689.00	$302,400 Land $75,000 Building $227,400	$302,400 Land $75,000 Building $227,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

Nearby Properties on Chadbourne Ave NW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures