Osceola County property record for 6328 Mossy Oak Rd, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,806 sqft · built 2022 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $879,600 (Oct 2022) |
| Tax Bill | $11,040 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Oct 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-25-31-5720-0001-2770 |
| Primary APN | 11-25-31-5720-0001-2770 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 2,806 sqft Living Area |
| Gross Area | 3,960 sqft |
| 1st Floor Area | 2,806 sqft |
| Flooring | Tile |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 712 sqft |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 442 sqft |
| Deck Area | 714 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 6328 MOSSY OAK RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEL WEBB SUNBRIDGE PH 1D PB 30 PGS 57-66 LOT 277 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 11 |
| Legal Subdivision | DEL WEBB SUNBRIDGE PHS 1 |
| Legal Phase | 1D |
| Legal Lot Number | 277 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 43700 |
6328 Mossy Oak Rd is owned and occupied by two individuals who acquired it in December 2023.
Source: Osceola County records, as of March 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6328 MOSSY OAK RD, SAINT CLOUD, FL 34771-9340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 20, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 3, 2022 | Warranty Deed, Subdivision Related Transfer PGP TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2022 · Amount on File |
| Deed Sale | Oct 3, 2022 · Amount on File |
| Deed Document Number | 2022146071 |
| Deed Book / Page | 6292 / 2640 |
| Last Transfer Date | Dec 20, 2023 |
| Transfer Doc | 0065222973 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 20, 2023 |
| Property Address | 6328 MOSSY OAK RD, SAINT CLOUD, FL 34771-9340 |
| Document Number | 0065222973 |
| Book / Page | 6522 / 2973 |
| Map Reference | MB 30 PG 57-66 |
| Instrument Date | Dec 20, 2023 |
| Instrument | 2023165997 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6328 MOSSY OAK RD, SAINT CLOUD, FL 34771-9340 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 6328 MOSSY OAK RD, SAINT CLOUD, FL 34771-9340 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 3, 2022 |
| Property Address | 6328 MOSSY OAK RD, SAINT CLOUD, FL 34771-9340 |
| Document Number | 0062922640 |
| Book / Page | 6292 / 2640 |
| Map Reference | MB 30 PG 57-66 |
| Instrument Date | Sep 15, 2022 |
| Instrument | 2022146071 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | PGP TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $6,157.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND RD STE 500, 500, ORLANDO, FL 32811-7383 |
| Name | Verified Name |
|---|---|
| Address | 3141 DEAN CT APT 704, 704, MINNEAPOLIS, MN 55416-5512 |
The 2025 property tax bill for 6328 Mossy Oak Rd was $11,040, up 1.9% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,040.00 (+1.86%) | $678,600 Land $101,200 Building $577,400 | $678,600 Land $101,200 Building $577,400 |
| 2024 | $10,838.00 (-6.49%) | ||
| 2023 | $11,590.00 (+375.78%) | $686,200 (+791.17%) Land $99,000 Building $587,200 | $686,200 (+791.17%) Land $99,000 Building $587,200 |
| 2022 | $2,436.00 | $77,000 Land $77,000 | $77,000 Land $77,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 6328 Mossy Oak Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6328 Mossy Oak Rd is very high, ranking above 91% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 85% of Florida |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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