6328 148th Pl, Wellborn, FL 32094 Property Records

Suwannee County property record for 6328 148th Pl, Wellborn, FL 32094

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,342 sqft · built 1993
Lot Size	5.05 acres (219,978 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Oct 2025)
Tax Bill	$5,284 (2024)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-03S-14E-02905-001012`

Property Details

APN / Parcel Number

Primary APN	`36-03S-14E-02905-001012`
Alternative APN	`02905001012`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,342 sqft Living Area
1st Floor Area	1,215 sqft
2nd Floor Area	1,326 sqft
Upper Floors Area	1,326 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	219,978 sqft (5.05 acres)
Garage Area	552 sqft
Porch	Finished/Screened Porch
Patio Area	780 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	02905001012
Street Address	6328 148TH PL
City	WELLBORN
State	FL
Zip	32094-2457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 5.05 ACRES COMM AT THE SE COR OF NW1/4 OF SW1/4 RUN S 88 DEG W ALONG THE S LINE OF NW1/4 OF SW1/4 A DISTANCE OF 331.23 FT
Legal Range	14E
Legal Township	03S
Legal Section	36
Legal Subdivision	OAKCREST SUBDIVISION UNRECORDED
Legal Lot Number	B
Jurisdiction	SUWANNEE FL
Township / Civil Division	MCALPIN-WELLBORN
Census Block Group	2
Census Block	2019
Census Tract	970502

Owner

6328 148th Pl is owned and occupied by an individual who bought it in October 2025.

Source: Suwannee County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2016 COUNTRY BROOK AVE, CLERMONT, FL 34711-5180
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Oct 28, 2025	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Jun 28, 2021	Warranty Deed, Transfer · Conventional Mortgage HAMILTON HOME LOANS INC
Jan 7, 2021	Warranty Deed, Transfer · VA Mortgage CELEBRITY HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2025 · Amount on File
Deed Sale	Oct 28, 2025 · Amount on File
Prior Sale	Jun 28, 2021 · Amount on File
Deed Document Number	202561299114
Deed Book / Page	2645 / 451
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	6328 148TH PL, WELLBORN, FL 32094-2457
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6328 148TH PL, WELLBORN, FL 32094-2457

Mortgage

Document Number	0000257091
Date	Sep 1, 2022
Book Page	2384/343
Instrument	2022257091

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Oct 28, 2025
Property Address	6328 148TH PL, WELLBORN, FL 32094-2457
Document Number	0061299114
Book / Page	2645 / 451
Instrument Date	Oct 27, 2025
Instrument	202561299114
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	UNKNOWN, HILL LAW & TITLE PLLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6328 148TH PL, WELLBORN, FL 32094-2457

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2016 COUNTRY BROOK AVE, CLERMONT, FL 34711-5180

Mortgage

Document Number	0000000454
Date	Oct 28, 2025
Instrument	2645/454

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.8%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Jun 28, 2021
Property Address	6328 148TH PL, WELLBORN, FL 32094-2457
Document Number	0000240070
Book / Page	2279 / 206
Instrument Date	Jun 21, 2021
Instrument	2021240070
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ABSTRACT TRUST TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 NW CORWIN GLN, LAKE CITY, FL 32055-5561

Mortgage

Document Number	0000240071
Date	Jun 28, 2021
Book Page	2279/209
Instrument	2021240071

Lender

Name	HAMILTON HOME LOANS INC
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Jan 7, 2021
Property Address	6328 148TH PL, WELLBORN, FL 32094-2457
Document Number	0000233401
Book / Page	2235 / 235
Instrument Date	Jan 6, 2021
Instrument	2021233401
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ABSTRACT & TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,432.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1416 TANAGER TRL, SAINT MARYS, GA 31558-4107

Mortgage

Document Number	0000000237
Date	Jan 7, 2021
Instrument	2235/237

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$385,772 (+2.9%)	$510,369 (+8.3%) Land $52,898 Building $457,471
2024	$5,284.00 (-20.3%) Homeowner's exemption	$374,900 (-19.11%)	$471,241 (+1.68%) Land $42,925 Building $428,316
2023	$6,630.00 (+21.27%) Homeowner's exemption	$463,442 (+35.63%) Land $40,147 Building $423,295	$463,442 (+35.63%) Land $40,147 Building $423,295
2022	$5,467.00	$341,701	$341,701 Land $34,845 Building $306,856

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6328 148th Pl in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6328 148th Pl is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Windstream DSL	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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