63278 Lavacrest St, Bend, OR 97703 Property Records

Deschutes County property record for 63278 Lavacrest St, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,812 sqft · built 2003
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$740,000 (Dec 2024)
Tax Bill	$4,533 (2025)
Deeds & Mortgages	Mar 2022 Sale Jan 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`171217-DC-03500`

Property Details

APN / Parcel Number

Primary APN	`171217-DC-03500`
Alternative APN	`209775`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,812 sqft Living Area
Gross Area	2,232 sqft
1st Floor Area	895 sqft
Bonus Room	Bonus Room
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bi-Level
Lot Area	6,098 sqft (0.14 acres)
Garage Area	420 sqft

Location & Zoning

Account Number	209775
Street Address	63278 LAVACREST ST
City	BEND
State	OR
Zip	97703-7067
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	CHESTNUT PARK PHASE 2 LOT 59
Legal Range	12
Legal Township	17
Legal Section	17
Legal Subdivision	CHESTNUT PARK PHASE 2
Legal Lot Number	59
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2020
Census Tract	1102

Owner

63278 Lavacrest St is owned and occupied by two individuals who bought it in December 2024.

Source: Deschutes County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	63278 LAVACREST ST, BEND, OR 97703-7067
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Warranty Deed, Transfer WESTERN TITLE & ESCROW
Jan 31, 2022	Deed of Trust, Mortgage · Line of Credit MID OREGON FCU
Oct 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage SELCO COMMUNITY CU
Dec 4, 2017	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Dec 3, 2020	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2024 · Amount on File
Deed Sale	Dec 12, 2024 · Amount on File
Prior Sale	Mar 17, 2022 · Amount on File
Deed Document Number	202432365
Prior Transfer Date	Apr 2, 2010
Prior Transfer Doc	0000013939
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 17, 2022
Property Address	63278 LAVACREST ST, BEND, OR 97703-7067
Document Number	0000011202
Map Reference	CAB F PG 438
Instrument Date	Mar 16, 2022
Instrument	2022-11202
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	380 OLD UP YONDER RD, SANTA CRUZ, CA 95065-9698

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	63278 LAVACREST ST, BEND, OR 97703-7067
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63278 LAVACREST ST, BEND, OR 97703-7067

Mortgage

Document Number	0000004122
Date	Jan 31, 2022
Instrument	2022-04122

Lender

Name	MID OREGON FCU
Type	Credit Union
Address	BEND, OR 97708

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	63278 LAVACREST ST, BEND, OR 97703-7067
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040845
Date	Oct 12, 2017
Instrument	2017-40845

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	63278 LAVACREST ST, BEND, OR 97703-7067
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048185
Date	Dec 4, 2017
Instrument	2017-48185

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 3, 2020
Property Address	63278 LAVACREST ST, BEND, OR 97703-7067
Document Number	0000065368
Instrument Date	Nov 30, 2020
Instrument	2020-65368
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	63278 LAVACREST ST, BEND, OR 97703-7067

Mortgage

Document Number	0000065369
Date	Dec 3, 2020
Instrument	2020-65369

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 63278 Lavacrest St was $4,533, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,533.00 (+3.94%)	$268,310 (+3%)	$697,620 (+0.66%) Land $253,500 Building $444,120
2024	$4,361.00 (+7.87%)	$260,500 (+3%)	$693,030 (-1.92%) Land $244,500 Building $448,530
2023	$4,043.00	$252,920	$706,630 Land $244,500 Building $462,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 63278 Lavacrest St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 63278 Lavacrest St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Oregon
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

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