6325 Summercrest Dr, Columbia, MD 21045 Property Records

Howard County property record for 6325 Summercrest Dr, Columbia, MD 21045

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,800 sqft · built 1984
Lot Size	0.142 acres (6,185 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Oct 2021)
Tax Bill	$7,557 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-458203`

Property Details

APN / Parcel Number

Primary APN	`06-458203`
Alternative APNs	`6458203` `458203`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,800 sqft Total Area
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,185 sqft (0.142 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	458203
Street Address	6325 SUMMERCREST DR
City	COLUMBIA
State	MD
Zip	21045-4468
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 224 .142 A 6325 SUMMERCREST DR SEWELLS ORCHARD
Legal Subdivision	SEWELLS ORCHARD
Legal Lot Number	224
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2001
Census Tract	606604

Owner

6325 Summercrest Dr is owned and occupied by two individuals who bought it in October 2021.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6325 SUMMERCREST DR, COLUMBIA, MD 21045-4468
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2021 · Amount on File
Deed Sale	Oct 5, 2021 · Amount on File
Prior Sale	Oct 11, 1984 · Amount on File
Deed Book / Page	20980 / 131
Prior Transfer Date	May 14, 2010
Prior Transfer Doc	0124570333
Record Updated	Oct 29, 2026

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HOWARD MD
Recording Date	Oct 5, 2021
Property Address	6325 SUMMERCREST DR, COLUMBIA, MD 21045-4468
Document Number	0209800131
Book / Page	20980 / 131
Map Reference	PL CMP 5826
Instrument Date	Sep 17, 2021
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6325 SUMMERCREST DR, COLUMBIA, MD 21045-4468

Mortgage

Document Number	0209800141
Date	Oct 5, 2021
Book Page	20980/141

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 6325 Summercrest Dr was $7,557, up 5.4% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,557.00 (+5.43%)	$489,000 (+5.46%)	$539,600 (+16.37%) Land $290,300 Building $249,300
2025	$7,168.00 (+6.83%)	$463,700 Land $240,300 Building $223,400	$463,700 Land $240,300 Building $223,400
2024	$6,710.00
2023		$399,900	$463,700 Land $240,300 Building $223,400
2022	$4,143.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6325 Summercrest Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6325 Summercrest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20