6325 Rutland Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 6325 Rutland Dr, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,839 sqft · built 1975
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$473,000 (Apr 2025)
Tax Bill	$3,848 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`236-0011-010-0000`

Property Details

APN / Parcel Number

Primary APN	`236-0011-010-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,839 sqft Living Area
1st Floor Area	1,839 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,970 sqft (0.16 acres)
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6325 RUTLAND DR
City	CARMICHAEL
State	CA
Zip	95608-0722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	RUTLAND ESTATES 02, LOT 4
Legal Subdivision	RUTLAND ESTATES 02
Legal Lot Number	4
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1006
Census Tract	7903

Owner

6325 Rutland Dr is owned and occupied by two individuals who bought it in April 2025.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6325 RUTLAND DR, CARMICHAEL, CA 95608-0722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2020	Deed of Trust, Mortgage · Line of Credit US BK
Mar 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2025 · Amount on File
Deed Sale	Apr 18, 2025 · Amount on File
Prior Sale	Apr 15, 2010 · Amount on File
Deed Book / Page	20250418 / 729
Prior Transfer Date	Aug 6, 2003
Prior Transfer Doc	2003002615
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6325 RUTLAND DR, CARMICHAEL, CA 95608-0722
Document Number	2005060603
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6325 RUTLAND DR CARMICHAEL CA 956080722, CARMICHAEL, CA 95608-0722

Mortgage

Document Number	2005060603
Date	May 6, 2020
Instrument	2005060603

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 5, 2050

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6325 RUTLAND DR, CARMICHAEL, CA 95608-0722
Document Number	0000000020
Book / Page	170404 / 000020
Instrument Date	Mar 25, 2017
Transaction Type	Mortgage
Record Updated	Apr 20, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6325 RUTLAND DR CARMICHAEL CA 956080722, CARMICHAEL, CA 95608-0722

Mortgage

Document Number	0000000020
Date	Apr 4, 2017
Book Page	170404/000020

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 6325 Rutland Dr was $3,848, up 2.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$566,100 (+78.24%) Land $142,800 Building $423,300
2025	$3,848.00 (+2.15%)	$317,597 Land $59,078 Building $258,519
2024	$3,767.00 (+1.62%)
2023	$3,707.00 (+2.01%)	$305,266 Land $56,785 Building $248,481
2022	$3,634.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6325 Rutland Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6325 Rutland Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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