6325 River Front Dr, Harrisburg, NC 28075 Property Records

Cabarrus County property record for 6325 River Front Dr, Harrisburg, NC 28075

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,533 sqft · built 1996
Lot Size0.78 acres (33,977 sqft)
Owner2 Individual Names on File
Last Sale$430,000 (Jun 2021)
Tax Bill$4,383 (2023)
Deeds & MortgagesDec 2023 Mortgage
Jun 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01009C0022.000000

Property Details

APN / Parcel Number

Primary APN01009C0022.000000
Alternative APNs
  • 5517 68 6420
  • 3220980
  • 146726

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,533 sqft Living Area
Gross Area4,328 sqft
1st Floor Area2,126 sqft
Upper Floors Area1,407 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2016
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area33,977 sqft (0.78 acres)
Lot Dimensions191 ft deep x 185 ft wide
Garage TypeMixed
Garage Area530 sqft
DrivewayConcrete Driveway
Driveway Area900 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area265 sqft
Patio Area216 sqft
Storage Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number146726
Street Address6325 RIVER FRONT DR
CityHARRISBURG
StateNC
Zip28075-8604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionLT 114 RIVER HILLS ESTATES
Legal SubdivisionRIVER HILLS ESTATES
Legal Lot Number114
JurisdictionCABARRUS NC
Township / Civil Division1, HARRISBURG
Census Block Group2
Census Block2012
Census Tract41504

Owner

6325 River Front Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address6325 RIVER FRONT DR, HARRISBURG, NC 28075-8604
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2023Deed of Trust, Mortgage · Closed-End Mortgage
BANK OF AMERICA NA
Jun 2, 2021Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Apr 23, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2021 · Amount on File
Deed SaleJun 2, 2021 · Amount on File
Prior SaleApr 23, 2021 · Amount on File
Deed Book / Page15219 / 283
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address6325 RIVER FRONT DR, HARRISBURG, NC 28075-8604
Transaction TypeMortgage
Record UpdatedDec 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016749142
DateDec 13, 2023
Book Page16749/142
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeClosed-End Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2053
Interest
Rate TypeAdjustable Rate
Change Frequency10 Years
IndexFHLBNY's 5-Year Index

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateJun 2, 2021
Property Address6325 RIVER FRONT DR, HARRISBURG, NC 28075-8604
Document Number0015219283
Book / Page15219 / 283
Map ReferenceMB 29 PG50
Instrument DateJun 1, 2021
Transaction TypeTransfer
Record UpdatedAug 22, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$860.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6325 RIVER FRONT DR, HARRISBURG, NC 28075-8604

Mortgage

Document Number0015219285
DateJun 2, 2021
Instrument15219/285
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateApr 23, 2021
Property Address6325 RIVER FRONT DR, HARRISBURG, NC 28075-8604
Document Number0001511874
Book / Page15118 / 74
Map ReferenceMB 29 PG 50
Instrument DateApr 22, 2021
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount on Record
Tax$730.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1628 WILLOWS SQUARE, 1628, TEMPE, AZ 85281

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD, TEMPE, AZ 85288-7094
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityHarrisburg Town
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$568,630 Land $90,000 Building $478,630
2024$568,630 (+52.42%) Land $90,000 Building $478,630
2023$4,383.00$373,060 Land $60,000 Building $313,060$373,060 Land $60,000 Building $313,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6325 River Front Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims11 (2008–2024)
Most Recent ClaimJan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6325 River Front Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF HARRISBURG
serves 20,549 people · EPA ID NC0113025
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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