6325 Cotton Top Ln, Jay, FL 32565 Property Records

Santa Rosa County property record for 6325 Cotton Top Ln, Jay, FL 32565

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,144 sqft · built 2021
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Tax Bill$1,241 (2024)
Flood ZoneZone X (minimal risk)
APN09-4N-28-0000-01105-0000

Property Details

APN / Parcel Number

Primary APN09-4N-28-0000-01105-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,144 sqft Heated Area
1st Floor Area1,144 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialVinyl
Construction TypeWood
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Lot Dimensions2,530 ft deep x 1,720 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number094N280000011050000
Street Address6325 COTTON TOP LN
CityJAY
StateFL
Zip32565
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeAG-RR
Legal Description*NEW PARCEL FOR 2020 TAX ROLL* COM AT NW CORNER OF SECTION 9 TOWNSHIP 4 NORTH RANGE 28 WEST THN S87*42'16E 2646.45 FT THN
Legal SubdivisionWEST
JurisdictionSANTA ROSA FL
Township / Civil DivisionBERRYDALE
Census Block Group4
Census Block4094
Census Tract10100

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4471 BLACKTOP RD, MILTON, FL 32570-7521
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 25, 2020
Deed SaleJun 25, 2020
Deed Document Number202031178
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,241.00 (+6.16%)$102,562 (+6.95%) Land $12,500 Building $90,062$102,562 (+6.95%) Land $12,500 Building $90,062
2023$1,169.00 (+10.81%)$95,899 (+16.8%) Land $12,500 Building $83,399$95,899 (+16.8%) Land $12,500 Building $83,399
2022$1,055.00$82,105$82,105 Land $10,500 Building $71,605

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBERRYDALE WATER SYSTEM
serves 2,800 people · EPA ID FL1570064
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

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