6325 Atkins Dr, Troy, MI 48085 Property Records

Oakland County property record for 6325 Atkins Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,977 sqft · built 1978
Lot Size0.23 acres (10,019 sqft)
OwnerCompany Name on File
Last Sale$450,000 (Aug 2021)
Tax Bill$6,612 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone A (high risk)
APN88-20-02-426-031

Property Details

APN / Parcel Number

Primary APN88-20-02-426-031

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,977 sqft Living Area
1st Floor Area1,136 sqft
Basement Area650 sqft
Finished Basement650 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions135 ft deep x 75 ft wide
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area166 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address6325 ATKINS DR
CityTROY
StateMI
Zip48085-1444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1D
Legal DescriptionT2N, R11E, SEC 2 EMERALD LAKES VILLAGE NO 8 LOT 385
Legal Range11E
Legal Township2N
Legal Section2
Legal SubdivisionEMERALD LAKES VILLAGE #8
Legal Lot Number385
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group3
Census Block3007
Census Tract196100

Owner

6325 Atkins Dr is owned by a company that bought it in August 2021 and is owner-occupied.

Source: Oakland County records, as of May 27, 2026

Owner of RecordCompany Name on File
Mailing Address6325 ATKINS DR, TROY, MI 48085-1444
OccupancyOwner Occupied
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2021Warranty Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB
Mar 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE 1 AT SUBURBAN
Jun 28, 2018Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 23, 2021 · Amount on File
Deed SaleAug 23, 2021 · Amount on File
Prior SaleJul 16, 2013 · Amount on File
Deed Document Number2021204404
Deed Book / Page56733 / 457
Prior Transfer DateNov 5, 2009
Prior Transfer Doc0000198879
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 23, 2021
Property Address6325 ATKINS DR, TROY, MI 48085-1444
Document Number0000204404
Book / Page56733 / 457
Map ReferenceLB 140 PG 37&38
Instrument DateAug 6, 2021
Instrument204404
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyCAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,870.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6325 ATKINS DR, 6325, TROY, MI 48085-1444

Transferred To (Grantee/Buyer)

NameVerified Name
Address6325 ATKINS DR, TROY, MI 48085-1444

Mortgage

Document Number0056733385
DateAug 23, 2021
Instrument56733/385
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2036

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address6325 ATKINS DR, TROY, MI 48085-1444
Document Number0000064704
Instrument DateMar 31, 2020
Transaction TypeMortgage
Record UpdatedMay 13, 2020
Title CompanyPREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6325 ATKINS DR TROY MI 480851444, TROY, MI 48085-1444

Mortgage

Document Number0000064704
DateApr 7, 2020
Book Page054040/000681
Instrument64704
Lender
NameMORTGAGE 1 AT SUBURBAN
TypeMortgage Company
AddressSTERLING HEIGHTS, MI 48314
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 6, 2050

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address6325 ATKINS DR, TROY, MI 48085-1444
Document Number0000114539
Instrument DateJun 28, 2018
Transaction TypeMortgage
Record UpdatedJul 27, 2018
Title CompanyPREMIER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6325 ATKINS DR TROY MI 480851444, TROY, MI 48085-1444

Mortgage

Document Number0000114539
DateJul 11, 2018
Book Page051983/000707
Instrument114539
Lender
NameMORTGAGE 1 AT SUBURBAN
TypeMortgage Company
AddressSTERLING HEIGHTS, MI 48314
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6325 Atkins Dr was $6,612 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,612.00
2023$396,500
2022$6,877.00$198,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6325 Atkins Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6325 Atkins Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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