Erie County and Hamburg Town property record for 6324 Smith Rd, Hamburg, NY 14075
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,090 sqft · built 2014 |
| Lot Size | 2.43 acres (105,851 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $620,000 (Dec 2022) |
| Tax Bill | $12,560 (2026) |
| Deeds & Mortgages | Oct 2022 Line of Credit Dec 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 144889 195.00-1-11.2 |
| Primary APN | 144889 195.00-1-11.2 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,090 sqft Living Area |
| 1st Floor Area | 1,826 sqft |
| 2nd Floor Area | 1,264 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 105,851 sqft (2.43 acres) |
| Lot Dimensions | 370 ft deep x 332 ft wide |
| Garage Type | Attached |
| Garage Area | 783 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 263 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 6324 SMITH RD |
|---|---|
| City | HAMBURG |
| State | NY |
| Zip | 14075-6128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 1 |
| Legal Lot Number | 11.200 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | HAMBURG |
| Census Block Group | 4 |
| Census Block | 4034 |
| Census Tract | 13201 |
6324 Smith Rd is owned and occupied by two individuals who bought it in December 2022.
Source: Erie County and Hamburg Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6324 SMITH RD, HAMBURG, NY 14075-6128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2022 | Deed of Trust, Mortgage · Line of Credit MERIDIA COMMUNITY FCU |
| Dec 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP |
| Mar 6, 2019 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Aug 23, 2017 | Deed of Trust, Mortgage · Conventional with PMI PACIFIC UNION FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2022 · Amount on File |
| Deed Sale | Dec 22, 2022 · Amount on File |
| Prior Sale | Mar 26, 2014 · Amount on File |
| Deed Document Number | 20222022238896 |
| Deed Book / Page | 11412 / 2209 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 6324 SMITH RD, HAMBURG, NY 14075-6128 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 6324 SMITH RD, HAMBURG, NY 14075-6128 |
| Investor | Possibly a Property Investor |
| Document Number | 0140715524 |
|---|---|
| Date | Oct 19, 2022 |
| Book Page | 14071/5524 |
| Instrument | 2022198639 |
| Name | MERIDIA COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | HAMBURG, NY 14075 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 18, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Dec 22, 2022 |
| Property Address | 6324 SMITH RD, HAMBURG, NY 14075-6128 |
| Document Number | 0114122209 |
| Book / Page | 11412 / 2209 |
| Instrument Date | Nov 25, 2022 |
| Instrument | 2022238896 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,480.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6324 SMITH RD, HAMBURG, NY 14075-6128 |
| Name | Verified Name |
|---|---|
| Address | 6324 SMITH RD, HAMBURG, NY 14075-6128 |
| Document Number | 0140785574 |
|---|---|
| Date | Dec 22, 2022 |
| Instrument | 14078/5574 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 6324 SMITH RD, HAMBURG, NY 14075-6128 |
| Document Number | 0138928070 |
| Instrument Date | Mar 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 6324 SMITH RD HAMBURG NY 140756128, HAMBURG, NY 14075-6128 |
| Document Number | 0138928070 |
|---|---|
| Date | Apr 12, 2019 |
| Book Page | 013892/008070 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 6324 SMITH RD, HAMBURG, NY 14075-6128 |
| Document Number | 0138290973 |
| Book / Page | 013829 / 000973 |
| Instrument Date | Aug 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2017 |
| Name | Verified Name |
|---|---|
| Address | 6324 SMITH RD HAMBURG NY 140756128, HAMBURG, NY 14075-6128 |
| Document Number | 0138290973 |
|---|---|
| Date | Sep 27, 2017 |
| Book Page | 013829/000973 |
| Name | PACIFIC UNION FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 26, 2047 |
The 2026 property tax bill for 6324 Smith Rd was $12,560, up 3.1% from the year before.
Source: Erie County and Hamburg Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Hamburg Town |
| Unified School District | Hamburg Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,560.00 (+3.15%) | ||
| 2025 | $12,177.00 (+2.56%) | $178,050 (-) Land $16,000 Building $162,050 | $614,000 (+5.17%) Land $55,176 Building $558,824 |
| 2024 | $11,873.00 Additional exemption filed | $178,050 (-) Land $16,000 Building $162,050 | $583,800 (+4.92%) Land $52,462 Building $531,338 |
| 2023 | Additional exemption filed | $178,050 Land $16,000 Building $162,050 | $556,406 Land $50,000 Building $506,406 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6324 Smith Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6324 Smith Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
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