San Diego County property record for 6324 Montecito Dr, Carlsbad, CA 92009 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 2006 |
| Square Footage | 4,040 sqft Living Area |
| Lot Size | 7,503 sqft (0.172 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $2,650,000 (2024) |
| Tax Bill | $30,410.00 (2025) |
| Primary APN | 213-162-17-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 4,040 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 7,503 sqft (0.172 acres) |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 6324 MONTECITO DR |
|---|---|
| City | CARLSBAD |
| State | CA |
| Zip | 92009-3075 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 314 TR 014775 |
| Legal Subdivision | CARLSBAD COURT |
| Legal Tract | 014775 |
| Legal Block | 2 |
| Legal Lot Number | 314 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | OCEANSIDE-ESCONDIDO |
| Census Blockgroup | 2 |
| Census Block | 2009 |
| Census Tract | 20030 |
Source: San Diego County records · APN 213-162-17-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6324 MONTECITO DR, CARLSBAD, CA 92009-3075 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 07, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK INC |
| Oct 03, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 10, 2024 · Amount on Record |
| Deed Sale | Dec 10, 2024 · Amount on Record |
| Prior Sale | Apr 16, 2014 · Amount on Record |
| Deed Doc Number | 2024340171 |
| Prior Transfer Date | Dec 14, 2015 |
| Prior Transfer Doc | 0000006750 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 07, 2026 |
| Property Address | 6324 MONTECITO DR, CARLSBAD, CA 92009-3075 |
| Document Number | 0000095284 |
| Instrument Date | Apr 01, 2026 |
| Instrument | 202695284 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | VISIONET SYSTEMS INC, VISIONET SYSTEMS |
| Name | Verified Name |
|---|---|
| Relationship | Community Property, 149 |
| Address | 6324 MONTECITO DR, CARLSBAD, CA 92009-3075 |
| Document Number | 0000095284, |
|---|---|
| Date | Apr 07, 2026 |
| Instrument | 202695284 |
| Name | CITIZENS BANK INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 6324 MONTECITO DR, CARLSBAD, CA 92009-3075 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6324 MONTECITO DR, CARLSBAD, CA 92009-3075 |
| Document Number | 0000275673 |
|---|---|
| Date | Oct 03, 2025 |
| Instrument | 2025-0275673 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Oct 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.6% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Carlsbad City |
| Unified School District | Carlsbad Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,703,000 (+2%) Land $1,989,000 Building $714,000 | |
| 2025 | $30,410.00 (+92.29%) | $2,650,000 (+105.4%) Land $1,950,000 Building $700,000 |
| 2024 | $15,815.00 (+0.5%) | |
| 2023 | $15,737.00 (+1.36%) Homeowner's exemption | $1,290,188 Land $801,215 Building $488,973 |
| 2022 | $15,526.00 |
6324 Montecito Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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