Santa Rosa County property record for 6324 Ladera Trl, Milton, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,698 sqft · built 2017 |
| Lot Size | 0.152 acres (6,621 sqft) |
| Owner | Company Name on File |
| Last Sale | $281,427 (Feb 2026) |
| Tax Bill | $2,176 (2024) |
| Deeds & Mortgages | Feb 2026 Sale May 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-2N-30-0077-00A00-0110 |
| Primary APN | 23-2N-30-0077-00A00-0110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,698 sqft Living Area |
| Gross Area | 2,274 sqft |
| 1st Floor Area | 1,698 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 6,621 sqft (0.152 acres) |
| Lot Dimensions | 125 ft deep x 54 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6324 LADERA TRL |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32571-6782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | ASHLEY PLANTATION PHASE 1 LOT 11 BLK A AS DES IN OR 4021 PG 217 & AS DES IN OR 4617 PG 207 |
| Legal Range | 30W |
| Legal Township | 2N |
| Legal Section | 23 |
| Legal Subdivision | ASHLEY PLANTATION |
| Legal Block | A |
| Legal Lot Number | 11 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10302 |
6324 Ladera Trl is owned by a company that bought it in February 2026.
Source: Santa Rosa County records, as of March 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1465 GENTLE RAIN DR, CASTLE ROCK, CO 80109-3535 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Feb 13, 2026 | Warranty Deed, Transfer CLEAR TTL OF NORTHWEST FL LL |
| May 20, 2025 | Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE IN |
| Oct 28, 2020 | Warranty Deed, Transfer · VA Mortgage UNIVERSITY LENDING GROUP LLC |
| Mar 30, 2017 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2026 · Amount on File |
| Deed Sale | Feb 13, 2026 · Amount on File |
| Prior Sale | May 20, 2025 · Amount on File |
| Deed Document Number | 20267203 |
| Deed Book / Page | 4708 / 1090 |
| Prior Transfer Date | Feb 9, 2026 |
| Prior Transfer Doc | 0047081090 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Feb 13, 2026 |
| Property Address | 6324 LADERA TRL, PACE, FL 32571-6782 |
| Document Number | 0047081090 |
| Book / Page | 4708 / 1090 |
| Map Reference | MB 10 PG 96 |
| Instrument Date | Feb 9, 2026 |
| Instrument | 202607203 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | CLEAR TTL OF NORTHWEST FL LL |
| Amount | Amount on Record |
|---|---|
| Tax | $1,970.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1405 LAPORTE AVE APT 2220, 2220, VALPARAISO, IN 46383-6302 |
| Name | Verified Name |
|---|---|
| Address | 1465 GENTLE RAIN DR, CASTLE ROCK, CO 80109-3535 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 20, 2025 |
| Property Address | 6324 LADERA TRL, PACE, FL 32571-6782 |
| Document Number | 0046170207 |
| Book / Page | 4617 / 207 |
| Map Reference | MB 10 PG 96 |
| Instrument Date | May 7, 2025 |
| Instrument | 202522311 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATL TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,204.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3319 GARGANEY RD, PACE, FL 32571-8847 |
| Name | Verified Name |
|---|---|
| Address | 6324 LADERA TRL, PACE, FL 32571-6782 |
| Document Number | 0004617209 |
|---|---|
| Date | May 20, 2025 |
| Instrument | 4617/209 |
| Name | CMG MORTGAGE IN |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 28, 2020 |
| Property Address | 6324 LADERA TRL, PACE, FL 32571-6782 |
| Document Number | 0040210217 |
| Book / Page | 4021 / 217 |
| Map Reference | MB 10 PG 96 |
| Instrument Date | Oct 26, 2020 |
| Instrument | 202056530 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | EMERALD COAST TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,539.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8130 FOXTAIL LOOP, PENSACOLA, FL 32526-3242 |
| Document Number | 0040210220 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 4021/220 |
| Instrument | 202056531 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 30, 2017 |
| Property Address | 6324 LADERA TRL, PACE, FL 32571-6782 |
| Document Number | 0036101511 |
| Book / Page | 3610 / 1511 |
| Map Reference | MB10 PG96 |
| Instrument Date | Mar 28, 2017 |
| Instrument | 201712275 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 6324 LADERA TRL, MILTON, FL 32571-6782 |
| Document Number | 0201712276 |
|---|---|
| Date | Mar 30, 2017 |
| Instrument | 201712276 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $214,987 (+2.9%) | $258,113 (-2.2%) Land $45,000 Building $213,113 | |
| 2024 | $2,176.00 (+1.82%) Homeowner's exemption | $208,928 (+3%) | $263,930 (+0.77%) Land $45,000 Building $218,930 |
| 2023 | $2,137.00 (+2.74%) Homeowner's exemption | $202,843 (+3%) | $261,926 (+6.59%) Land $45,000 Building $216,926 |
| 2022 | $2,080.00 Homeowner's exemption | $196,935 | $245,737 Land $31,000 Building $214,737 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6324 Ladera Trl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 149 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 149 in force |
| Nearby Flood Claims | 3 (2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6324 Ladera Trl is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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