6324 Fairfield Rd, Oxford, OH 45056 Property Records

Butler County property record for 6324 Fairfield Rd, Oxford, OH 45056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,039 sqft · built 1962
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Jul 2026)
Tax Bill	$3,216 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H4000-024-000-043`

Property Details

APN / Parcel Number

Primary APN	`H4000-024-000-043`
Alternative APNs	`0000200` `405310` `408670`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,039 sqft Living Area
1st Floor Area	1,415 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Exterior Material	Brick/Stone
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	179 ft deep x 142 ft wide
View / Lot	Neighborhood / Spot
Garage Area	360 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	468 sqft
Deck Area	470 sqft
Patio Area	470 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6324 FAIRFIELD RD
City	OXFORD
State	OH
Zip	45056-8811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1108 ENT
Legal Subdivision	OXFORD HEIGHTS SEC 05
Legal Lot Number	1108
Jurisdiction	BUTLER OH
Township / Civil Division	OXFORD
Census Block Group	1
Census Block	1020
Census Tract	10102

Owner

6324 Fairfield Rd is owned and occupied by two individuals who bought it in July 2026.

Source: Butler County records, as of August 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6324 FAIRFIELD RD, OXFORD, OH 45056-8811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Fiduciary Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Jul 21, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 21, 2025	Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2026 · Amount on File
Deed Sale	Jul 21, 2026 · Amount on File
Prior Sale	Jul 1, 1994 · Amount on File
Deed Document Number	202626619
Deed Book / Page	10384 / 1030
Prior Transfer Date	Jun 17, 2026
Prior Transfer Doc	0000026618
Record Updated	Oct 29, 2026

July 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	BUTLER OH
Recording Date	Jul 21, 2026
Property Address	6324 FAIRFIELD RD, OXFORD, OH 45056-8811
Document Number	0000026619
Book / Page	10384 / 1030
Instrument Date	Jul 6, 2026
Instrument	202626619
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	PROMINENT TITLE LLC, PROMINENT TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127,260.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	6324 FAIRFIELD RD, OXFORD, OH 45056-8811

Mortgage

Document Number	0000026620,
Date	Jul 21, 2026
Book Page	10384/1033
Instrument	202626620

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTLER OH
Recording Date	Jul 21, 2026
Property Address	6324 FAIRFIELD RD, OXFORD, OH 45056-8811
Document Number	0000026618
Book / Page	10384 / 1027
Instrument Date	Jun 17, 2026
Instrument	202626618
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6324 FAIRFIELD RD, OXFORD, OH 45056-8811
Investor	Possibly a Property Investor

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	6324 FAIRFIELD RD, OXFORD, OH 45056-8811
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6324 FAIRFIELD RD, OXFORD, OH 45056-8811

Mortgage

Document Number	0000041162
Date	Nov 21, 2025
Book Page	10291/485
Instrument	2025-00041162

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45242

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 17, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 6324 Fairfield Rd was $3,216, down 10.6% from the year before.

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Oxford Township
Municipality	Oxford City
Unified School District	Talawanda City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,216.00 (-10.62%)	$103,620 Land $21,670 Building $81,950	$296,060 Land $61,910 Building $234,150
2024	$3,598.00 (+7.72%)
2023	$3,340.00 Homeowner's exemption	$103,620 Land $21,670 Building $81,950	$296,060 Land $61,910 Building $234,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6324 Fairfield Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6324 Fairfield Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXFORD CITY PWS serves 24,000 people · EPA ID OH0902312
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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