Oakland County property record for 6324 Emerald Lake Dr, Troy, MI 48085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,021 sqft · built 1969 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $225,000 (Aug 2000) |
| Tax Bill | $3,194 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Mar 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-02-402-007 |
| Primary APN | 88-20-02-402-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 2,021 sqft Living Area |
| 1st Floor Area | 1,325 sqft |
| Basement Area | 1,325 sqft |
| Unfinished Basement | 725 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Tri-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 110 ft deep x 88 ft wide |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 6324 EMERALD LAKE DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-1336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1D |
| Legal Description | T2N, R11E, SEC 2 EMERALD LAKES VILLAGE NO. 3 LOT 116 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 2 |
| Legal Subdivision | EMERALD LAKES VILLAGE #3 |
| Legal Lot Number | 116 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 196100 |
6324 Emerald Lake Dr is owner-occupied and held in a trust since November 2025.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 6324 EMERALD LAKE DR, TROY, MI 48085-1336 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 26, 2025 | Intrafamily Transfer, Transfer |
| Mar 31, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2000 · Amount on File |
| Deed Sale | Aug 16, 2000 · Amount on File |
| Prior Sale | Jul 13, 1995 · Amount on File |
| Last Transfer Date | Nov 18, 2025 |
| Transfer Doc | 20250148517 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 26, 2025 |
| Property Address | 6324 EMERALD LAKE DR, TROY, MI 48085-1336 |
| Document Number | 20250148517 |
| Book / Page | 60732 / 194 |
| Map Reference | LB 122 PG 35 |
| Instrument Date | Nov 18, 2025 |
| Instrument | 20250148517 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6324 EMERALD LAKE DR, TROY, MI 48085-1336 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 6324 EMERALD LAKE DR, TROY, MI 48085-1336 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6324 EMERALD LAKE DR, TROY, MI 48085-1336 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6324 EMERALD LAKE DR, TROY, MI 48085-1336 |
| Document Number | 0000082148 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 55983/364 |
| Instrument | 82148 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 24, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 6324 Emerald Lake Dr was $3,194 with a homeowner's exemption, up 2.4% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,194.00 (+2.4%) | ||
| 2024 | $3,119.00 | ||
| 2023 | $328,380 | ||
| 2022 | $3,322.00 | $164,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6324 Emerald Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6324 Emerald Lake Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures